Oceana County property record for 9435 E Garfield Rd, Hesperia, MI 49421
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 840 sqft · built 1910 |
| Lot Size | 4.99 acres (217,364 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Jul 2026) |
| Tax Bill | $1,710 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Dec 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 019-001-200-05 |
| Primary APN | 019-001-200-05 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 840 sqft Gross Area |
| 1st Floor Area | 648 sqft |
| Basement Area | 384 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 217,364 sqft (4.99 acres) |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 9435 E GARFIELD RD |
|---|---|
| City | HESPERIA |
| State | MI |
| Zip | 49421-9502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 1, T13N R15W -4.99 A M/L- E 290 FT OF PT OF E 1/2 OF NE FRL 1/4 COM S 89?W 641 FT FR NE SEC COR; TH S01?E 750 FT; TH S89? |
| Legal Range | 15W |
| Legal Township | 13N |
| Legal Section | 01 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 10600 |
9435 E Garfield Rd is owned and occupied by an individual who bought it in July 2026.
Source: Oceana County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7901 E APPLE AVE, MUSKEGON, MI 49442-4957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INCORPORATED |
| Dec 6, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2026 · Amount on File |
| Deed Sale | Jul 23, 2026 · Amount on File |
| Prior Sale | Dec 6, 2019 · Amount on File |
| Deed Document Number | 20264334 |
| Deed Book / Page | 2026 / 16250 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Jul 23, 2026 |
| Property Address | 9435 E GARFIELD RD, HESPERIA, MI 49421-9502 |
| Document Number | 0000004334 |
| Book / Page | 2026 / 16250 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 20264334 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | CLEARSTREAM TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7901 E APPLE AVE, MUSKEGON, MI 49442-4957 |
| Document Number | 0000004335, |
|---|---|
| Date | Jul 23, 2026 |
| Instrument | 20264335 |
| Name | MORTGAGE 1 INCORPORATED |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Dec 6, 2019 |
| Property Address | 9435 E GARFIELD RD, HESPERIA, MI 49421-9502 |
| Document Number | 2019/022319 |
| Book / Page | 2019 / 022319 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 201900006590 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $860.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9435 E GARFIELD RD, 9435, HESPERIA, MI 49421-9502 |
| Name | Verified Name |
|---|---|
| Address | 1110 S LUCE AVE, FREMONT, MI 49412-9609 |
The 2025 property tax bill for 9435 E Garfield Rd was $1,710 with a homeowner's exemption, down 2.5% from the year before.
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Greenwood Township |
| Unified School District | Hesperia Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93,400 (+7.98%) Building $93,400 | $186,800 (+7.98%) Building $186,800 | |
| 2025 | $1,710.00 (-2.51%) Homeowner's exemption | $86,500 Building $86,500 | $173,000 Building $173,000 |
| 2024 | $1,754.00 | ||
| 2023 | $59,900 Building $59,900 | $119,800 (-) Building $119,800 | |
| 2022 | $1,523.00 | $119,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 9435 E Garfield Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 8 (1979–2026) |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9435 E Garfield Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| NCATS Fixed Wireless | 100 / 20 |
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