9434 Ruby Port Way, Sacramento, CA 95829 Property Records

Sacramento County property record for 9434 Ruby Port Way, Sacramento, CA 95829

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,161 sqft · built 2016
Lot Size	0.136 acres (5,929 sqft)
Owner	Individual Name on File
Tax Bill	$8,965 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`066-0280-006-0000`

Property Details

APN / Parcel Number

Primary APN	`066-0280-006-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,161 sqft Living Area
1st Floor Area	2,161 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,929 sqft (0.136 acres)
Garage Area	654 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9434 RUBY PORT WAY
City	SACRAMENTO
State	CA
Zip	95829-9590
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	VINEYARD CREEK UNIT 3, LOT 6
Legal Subdivision	VINEYARD CREEK UNIT 3
Legal Lot Number	6
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1000
Census Tract	9201

Owner

9434 Ruby Port Way is owned and occupied by an individual who acquired it in August 2025.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	9434 RUBY PORT WAY, SACRAMENTO, CA 95829-9590
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Oct 22, 2021	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Sep 16, 2021	Intrafamily Transfer, Transfer · VA Mortgage WINTRUST MORTGAGE
Jul 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 14, 2020	Deed of Trust, Mortgage · Conventional with PMI WINTRUST MTG
Oct 17, 2017	Grant Deed, Transfer · VA Mortgage IFREEDOM DIRECT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2021
Deed Sale	Sep 16, 2021
Prior Sale	Oct 17, 2017 · Amount on File
Deed Document Number	2021900
Deed Book / Page	20210916 / 900
Last Transfer Date	Aug 29, 2025
Transfer Doc	2025000977
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9434 RUBY PORT WAY, SACRAMENTO, CA 95829-9590
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9434 RUBY PORT WAY, SACRAMENTO, CA 95829-9590

Mortgage

Document Number	0000001219
Date	Oct 22, 2021
Instrument	2021102201219

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9434 RUBY PORT WAY, SACRAMENTO, CA 95829-9590
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9434 RUBY PORT WAY, SACRAMENTO, CA 95829-9590

Mortgage

Document Number	2021102201219
Date	Oct 22, 2021
Instrument	2021102201219

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2051

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 16, 2021
Property Address	9434 RUBY PORT WAY, SACRAMENTO, CA 95829-9590
Document Number	2021091600900
Map Reference	MB 383 PG 9
Instrument Date	Dec 14, 2020
Instrument	2021091600900
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	9434 RUBY PORT WAY, SACRAMENTO, CA 95829-9590

Mortgage

Document Number	2021091600901
Date	Sep 16, 2021
Instrument	2021091600901

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2051

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 28, 2020
Property Address	9434 RUBY PORT WAY, SACRAMENTO, CA 95829-9590
Document Number	2007281865
Instrument Date	Jul 21, 2020
Instrument	2007281865
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9434 RUBY PORT WAY SACRAMENTO CA 958299590, SACRAMENTO, CA 95829-9590

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9434 RUBY PORT WAY, SACRAMENTO, CA 95829-9590
Document Number	2003260004
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Apr 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9434 RUBY PORT WAY SACRAMENTO CA 958299590, SACRAMENTO, CA 95829-9590

Mortgage

Document Number	2003260004
Date	Mar 26, 2020
Instrument	2003260004

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 17, 2017
Property Address	9434 RUBY PORT WAY, SACRAMENTO, CA 95829-9590
Document Number	1710171748
Instrument Date	Oct 13, 2017
Instrument	1710171748
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$506.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9434 RUBY PORT WAY SACRAMENTO CA 958299590, SACRAMENTO, CA 95829-9590

Mortgage

Document Number	1710171749
Date	Oct 17, 2017
Instrument	1710171749

Lender

Name	IFREEDOM DIRECT
Address	SALT LAKE CITY, UT 84116

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9434 Ruby Port Way was $8,965, up 1.7% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$533,863 (+2%) Land $127,661 Building $406,202
2025	$8,965.00 (+1.7%)	$523,396 Land $125,158 Building $398,238
2024	$8,815.00 (+2.82%)
2023	$8,573.00 (+2.22%)	$503,074 Land $120,299 Building $382,775
2022	$8,387.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9434 Ruby Port Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	4 (1982–1995)
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9434 Ruby Port Way is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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