Sacramento County property record for 9422 Ruby Port Way, Sacramento, CA 95829
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,365 sqft · built 2016 |
| Lot Size | 0.126 acres (5,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Feb 2023) |
| Tax Bill | $10,578 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Jan 2026 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 066-0280-009-0000 |
| Primary APN | 066-0280-009-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,365 sqft Living Area |
| 1st Floor Area | 1,140 sqft |
| 2nd Floor Area | 1,225 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 5,492 sqft (0.126 acres) |
| Garage Area | 404 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 9422 RUBY PORT WAY |
|---|---|
| City | SACRAMENTO |
| State | CA |
| Zip | 95829-9590 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | VINEYARD CREEK UNIT 3, LOT 9 |
| Legal Subdivision | VINEYARD CREEK UNIT 3 |
| Legal Lot Number | 9 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 9201 |
9422 Ruby Port Way is owned and occupied by two individuals who bought it in February 2023.
Source: Sacramento County records, as of July 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9422 RUBY PORT WAY, SACRAMENTO, CA 95829-9590 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2021 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Jan 6, 2026 | Intrafamily Transfer, Transfer |
| Feb 15, 2023 | Grant Deed, Transfer CHICAGO TITLE COMPANY |
| Feb 7, 2022 | Intrafamily Transfer, Transfer · Stand-Alone Refinance DISCOVER BANK |
| Jun 9, 2021 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Oct 19, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jun 17, 2019 | Deed of Trust, Mortgage · Line of Credit FIGURE LNDG LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2023 · Amount on File |
| Deed Sale | Feb 15, 2023 · Amount on File |
| Prior Sale | Sep 14, 2016 · Amount on File |
| Deed Book / Page | 20230215 / 973 |
| Prior Transfer Date | Sep 27, 2021 |
| Prior Transfer Doc | 2022000457 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 9422 RUBY PORT WAY, SACRAMENTO, CA 95829-9590 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9422 RUBY PORT WAY, SACRAMENTO, CA 95829-9590 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000274 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 202106090274 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jan 6, 2026 |
| Property Address | 9422 RUBY PORT WAY, SACRAMENTO, CA 95829-9590 |
| Document Number | 0000000958 |
| Map Reference | MB 383 PG 9 |
| Instrument Date | Jan 5, 2026 |
| Instrument | 202601060958 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 9422 RUBY PORT WAY, SACRAMENTO, CA 95829-9590 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Feb 15, 2023 |
| Property Address | 9422 RUBY PORT WAY, SACRAMENTO, CA 95829-9590 |
| Document Number | 0000000973 |
| Map Reference | MB 383 PG 9 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 2023021500973 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 9422 RUBY PORT WAY, SACRAMENTO, CA 95829-9590 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Feb 7, 2022 |
| Property Address | 9422 RUBY PORT WAY, SACRAMENTO, CA 95829-9590 |
| Document Number | 0000000457 |
| Map Reference | MB 383 PG 9 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 2022020700457 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9422 RUBY PORT WAY, SACRAMENTO, CA 95829-9590 |
| Document Number | 0000000458 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 2022020700458 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 9422 RUBY PORT WAY, SACRAMENTO, CA 95829-9590 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 9422 RUBY PORT WAY, SACRAMENTO, CA 95829-9590 |
| Document Number | 6090000000274 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 20210609/274 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 9422 RUBY PORT WAY, SACRAMENTO, CA 95829-9590 |
| Document Number | 2012040483 |
| Instrument Date | Oct 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 9422 RUBY PORT WAY SACRAMENTO CA 958299590, SACRAMENTO, CA 95829-9590 |
| Document Number | 2012040483 |
|---|---|
| Date | Dec 4, 2020 |
| Instrument | 2012040483 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 3, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 9422 RUBY PORT WAY, SACRAMENTO, CA 95829-9590 |
| Document Number | 1906180766 |
| Instrument Date | Jun 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 9422 RUBY PORT WAY SACRAMENTO CA 958299590, SACRAMENTO, CA 95829-9590 |
| Document Number | 1906180766 |
|---|---|
| Date | Jun 18, 2019 |
| Instrument | 1906180766 |
| Name | FIGURE LNDG LLC |
|---|---|
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 17, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 9422 Ruby Port Way was $10,578, up 1.7% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | Elk Grove Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $689,785 (+2%) Land $153,875 Building $535,910 | |
| 2025 | $10,578.00 (+1.7%) | $676,260 Land $150,858 Building $525,402 |
| 2024 | $10,401.00 (+23.02%) | |
| 2023 | $8,455.00 (+2.22%) | $491,799 Land $111,550 Building $380,249 |
| 2022 | $8,271.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 9422 Ruby Port Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 4 (1982–1995) |
| Most Recent Claim | Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9422 Ruby Port Way is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Succeed.Net.
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