9434 Gentle Cir, Gaithersburg (Montgomery Village), MD 20886 Property Records

Montgomery County property record for 9434 Gentle Cir, Gaithersburg, MD 20886

Property Summary

Property Type	Townhouse
Details	2 ba · 1,904 sqft · built 1981
Lot Size	0.037 acres (1,589 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Nov 2020)
Tax Bill	$3,468 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-01550670`

Property Details

APN / Parcel Number

Primary APN	`09-01550670`
Alternative APN	`01550670`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,904 sqft Living Area
1st Floor Area	920 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,589 sqft (0.037 acres)
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01550670
Street Address	9434 GENTLE CIR
City	MONTGOMERY VILLAGE
State	MD
Zip	20886-1207
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	TMD
Legal Description	OVERLEA MONTG VILLAG E
Legal Subdivision	OVERLEA MONTG VILLAGE
Legal Block	1
Legal Lot Number	186
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1002
Census Tract	700811

Owner

9434 Gentle Cir, a townhouse, is owned and occupied by an individual who bought it in November 2020.

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	9434 GENTLE CIR, MONTGOMERY VILLAGE, MD 20886-1207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2020 · Amount on File
Deed Sale	Nov 20, 2020 · Amount on File
Prior Sale	Jan 7, 1992 · Amount on File
Deed Book / Page	61153 / 5
Record Updated	Sep 20, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 20, 2020
Property Address	9434 GENTLE CIR, GAITHERSBURG, MD 20886-1207
Document Number	0611530005
Book / Page	61153 / 5
Map Reference	MB 106 PL 12235
Instrument Date	Oct 19, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9434 GENTLE CIR, GAITHERSBURG, MD 20886-1207

Mortgage

Document Number	6115312
Date	Nov 20, 2020
Instrument	61153/12

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 9434 Gentle Cir was $3,468.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,300 (+9.07%) Land $105,000 Building $251,300	$356,300 (-) Land $105,000 Building $251,300
2025	$3,468.00	$326,667	$356,300 Land $105,000 Building $251,300
2023		$267,400 Land $105,000 Building $162,400	$267,400 Land $105,000 Building $162,400
2022	$2,516.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9434 Gentle Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9434 Gentle Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000