9430 Gentle Cir, Gaithersburg (Montgomery Village), MD 20886 Property Records

Montgomery County property record for 9430 Gentle Cir, Gaithersburg, MD 20886

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,496 sqft · built 1981
Lot Size	0.029 acres (1,280 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Apr 2012)
Tax Bill	$3,216 (2025)
Deeds & Mortgages	May 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`09-01550692`

Property Details

APN / Parcel Number

Primary APN	`09-01550692`
Alternative APN	`01550692`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,496 sqft Living Area
1st Floor Area	748 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,280 sqft (0.029 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01550692
Street Address	9430 GENTLE CIR
City	MONTGOMERY VILLAGE
State	MD
Zip	20886-1207
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	TMD
Legal Description	OVERLEA MONTGOMERY VILLAGE
Legal Subdivision	OVERLEA MONTG VILLAGE
Legal Block	1
Legal Lot Number	188
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1002
Census Tract	700811

Owner

9430 Gentle Cir, a townhouse, is owned and occupied by an individual who bought it in April 2012.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	9430 GENTLE CIR, MONTGOMERY VILLAGE, MD 20886-1207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2012 · Amount on File
Deed Sale	Apr 12, 2012 · Amount on File
Prior Sale	Mar 8, 2006 · Amount on File
Deed Book / Page	43714 / 41
Record Updated	Sep 20, 2026

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY MD
Property Address	9430 GENTLE CIR, GAITHERSBURG, MD 20886-1207
Document Number	0562320258
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 11, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9430 GENTLE CIR GAITHERSBURG MD 208861207, GAITHERSBURG, MD 20886-1207

Mortgage

Document Number	0562320258
Date	Jun 27, 2018
Book Page	056232/000258

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 9430 Gentle Cir was $3,216.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,200 (+8.71%) Land $105,000 Building $223,200	$328,200 (-) Land $105,000 Building $223,200
2025	$3,216.00	$301,900	$328,200 Land $105,000 Building $223,200
2023		$249,300 Land $105,000 Building $144,300	$249,300 Land $105,000 Building $144,300
2022	$2,384.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9430 Gentle Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9430 Gentle Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000