9433 Adlai Ter, Lakeside, CA 92040 Property Records

San Diego County property record for 9433 Adlai Ter, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,313 sqft · built 2004
Lot Size	0.489 acres (21,321 sqft)
Owner	Company Name on Record
Last Sale	$625,000 (Mar 2004)
Tax Bill	$11,306 (2025)
Deeds & Mortgages	Nov 2023 Reverse Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`398-580-17-00`

Property Details

APN / Parcel Number

Primary APN	`398-580-17-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,313 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	21,321 sqft (0.489 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	9433 ADLAI TER
City	LAKESIDE
State	CA
Zip	92040-4816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 17 TR 014680
Legal Subdivision	SAN DIEGO #5186-1
Legal Tract	014680
Legal Block	3
Legal Lot Number	17
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	16811

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9433 ADLAI TER, LAKESIDE, CA 92040-4816
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Intrafamily Transfer, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2004 · Amount on Record
Deed Sale	Mar 3, 2004 · Amount on Record
Deed Document Number	2004172312
Prior Transfer Date	May 7, 2003
Prior Transfer Doc	0000314607
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 13, 2023
Property Address	9433 ADLAI TER, LAKESIDE, CA 92040-4816
Document Number	0000314607
Map Reference	MAP 14680
Instrument Date	Nov 2, 2023
Instrument	2023-0314607
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	FC TITLE, FNC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	9433 ADLAI TER, LAKESIDE, CA 92040-4816

Mortgage

Document Number	0000314608
Date	Nov 13, 2023
Instrument	2023-0314608

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.41%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.4%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9433 ADLAI TER, LAKESIDE, CA 92040-4816
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9433 ADLAI TER, LAKESIDE, CA 92040-4816

Mortgage

Document Number	0000534031
Date	Sep 14, 2020
Instrument	2020-0534031

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9433 ADLAI TER, LAKESIDE, CA 92040-4816
Document Number	0000470403
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9433 ADLAI TER LAKESIDE CA 920404816, LAKESIDE, CA 92040-4816

Mortgage

Document Number	0000470403
Date	Oct 18, 2019
Instrument	470403

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 17, 2034

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$905,925 (+2%) Land $234,924 Building $671,001
2025	$11,306.00 (+6.18%) Homeowner's exemption	$888,163 (+4.04%) Land $230,318 Building $657,845
2023	$10,648.00 (-18.87%) Homeowner's exemption	$853,676 Land $221,375 Building $632,301
2022	$13,124.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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