9417 Adlai Ter, Lakeside, CA 92040 Property Records

San Diego County property record for 9417 Adlai Ter, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,493 sqft · built 2004
Lot Size	0.385 acres (16,785 sqft)
Owner	Company Name on Record
Last Sale	$1,230,000 (Jul 2021)
Tax Bill	$16,353 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`398-580-20-00`

Property Details

APN / Parcel Number

Primary APN	`398-580-20-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,493 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	16,785 sqft (0.385 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	9417 ADLAI TER
City	LAKESIDE
State	CA
Zip	92040-4816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 20 TR 014680
Legal Subdivision	SAN DIEGO 5186-1
Legal Tract	014680
Legal Block	3
Legal Lot Number	20
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	16811

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9417 ADLAI TER, LAKESIDE, CA 92040-4816
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit SYNERGY ONE LENDING
Jul 9, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 16, 2021	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 4, 2019	Deed of Trust, Mortgage · Line of Credit BANNER BANK
May 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage CSTONE MORTGAGE INC
Apr 10, 2020	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2021 · Amount on Record
Deed Sale	Jul 9, 2021 · Amount on Record
Prior Sale	Apr 10, 2020 · Amount on Record
Deed Document Number	2021494900
Prior Transfer Date	Nov 15, 2012
Prior Transfer Doc	0000785263
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9417 ADLAI TER, LAKESIDE, CA 92040-4816
Transaction Type	Mortgage
Record Updated	Sep 21, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9417 ADLAI TER, LAKESIDE, CA 92040-4816

Mortgage

Document Number	0000361977
Date	Sep 13, 2022
Instrument	2022-0361977

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 9, 2021
Property Address	9417 ADLAI TER, LAKESIDE, CA 92040-4816
Document Number	0000494900
Map Reference	MAP 14680
Instrument Date	Jun 22, 2021
Instrument	2021-0494900
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TICOR TITLE CO SD BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	9417 ADLAI TER, LAKESIDE, CA 92040-4816

Mortgage

Document Number	0000494901
Date	Jul 9, 2021
Instrument	2021-0494901

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9417 ADLAI TER, LAKESIDE, CA 92040-4816
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9417 ADLAITER, LAKESIDE, CA 92040-4816

Mortgage

Document Number	0000118371
Date	Feb 16, 2021
Instrument	2021-0118371

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9417 ADLAI TER, LAKESIDE, CA 92040-4816
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000213333
Date	Jun 4, 2019
Instrument	2019-0213333

Lender

Name	BANNER BANK
Type	Bank
Address	SAN DIEGO, CA 92106

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9417 ADLAI TER, LAKESIDE, CA 92040-4816
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000162217
Date	May 1, 2019
Instrument	2019-0162217

Lender

Name	CSTONE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 10, 2020
Property Address	9417 ADLAI TER, LAKESIDE, CA 92040-4816
Document Number	0000184389
Map Reference	MAP 14680
Instrument Date	Mar 12, 2020
Instrument	2020-0184389
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9417 ADLAI TER, LAKESIDE, CA 92040-4816

Mortgage

Document Number	0000184390
Date	Apr 10, 2020
Instrument	2020-0184390

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,331,390 (+2%) Land $681,932 Building $649,458
2025	$16,353.00 (+5.87%)	$1,305,285 (+4.04%) Land $668,561 Building $636,724
2023	$15,447.00 (+1.67%)	$1,254,600 Land $642,600 Building $612,000
2022	$15,194.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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