943 N 4th St, Festus, MO 63028 Property Records

Jefferson County property record for 943 N 4th St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,594 sqft · built 1958
Lot Size	0.202 acres (8,810 sqft)
Owner	2 Individual Names on File
Last Sale	$79,700 (Jun 2015)
Tax Bill	$911 (2025)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`193.006.03004028`

Property Details

APN / Parcel Number

Primary APN	`193.006.03004028`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,594 sqft Living Area
Gross Area	1,836 sqft
1st Floor Area	1,059 sqft
Basement Area	535 sqft
Finished Basement	535 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	8,810 sqft (0.202 acres)
Lot Dimensions	148 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	242 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	943 N 4TH ST
City	FESTUS
State	MO
Zip	63028-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	FAIRVIEW 2ND RESUB LOT 11
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	FAIRVIEW 2ND
Legal Block	5
Legal Lot Number	11
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	5
Census Block	5018
Census Tract	700801

Owner

943 N 4th St is owned and occupied by two individuals who bought it in June 2015.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	943 N 4TH ST, FESTUS, MO 63028-1704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2015 · Amount on File
Deed Sale	Jun 25, 2015 · Amount on File
Prior Sale	Aug 7, 2007 · Amount on File
Deed Document Number	201520170
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	943 N 4TH ST, FESTUS, MO 63028-1704
Document Number	0000012684
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	May 23, 2019
Title Company	STATE LOUIS COMPANY TITLE (SLCTC), STL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	943 N 4TH ST FESTUS MO 630281704, FESTUS, MO 63028-1704

Mortgage

Document Number	0000012684
Date	May 7, 2019
Instrument	12684

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 6, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 943 N 4th St was $911.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,600 (-) Land $1,500 Building $15,100	$87,800 Land $8,100 Building $79,700
2025	$911.00	$16,600 Land $1,500 Building $15,100
2024			$87,800 (+7.86%) Land $8,100 Building $79,700
2023	$867.00	$15,400 Land $1,500 Building $13,900	$81,400 Land $8,100 Building $73,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 943 N 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1986–2009)
Claims Outside the SFHA	3 of 7
Most Recent Claim	May 2009 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 3 claims Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 943 N 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20