943 E Commerce St, Hernando, MS 38632 Property Records

DeSoto County property record for 943 E Commerce St, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property TypeCommercial > Retail > Hotel
Year BuiltBuilt 1994
Square Footage17,905 sqft Adjusted Area
Lot Size66,211 sqft (1.52 acres)
Pool690 sqft
OccupancyOwner Occupied
Tax Bill$30,543.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-07-4-18-00-4-00001-01

Interior

Building Area17,905 sqft Adjusted Area
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1994
Exterior MaterialLogs Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionRigid Frame Bar Joint Roof Construction
Roof MaterialBuiltup (layered Asphalt) Roof
Lot Area66,211 sqft (1.52 acres)
Pool Area690 sqft Pool
Patio Area40,000 sqft Patio

Location & Zoning

Street Address943 E COMMERCE ST
CityHERNANDO
StateMS
Zip38632-2409
Property UsageCommercial Property Usage
TypeCommercial > Retail > Hotel
Legal DescriptionI-55 EAST COMMERCIAL S-D LOT 1
Legal Range07
Legal Township03
Legal Section18
Legal QuarterNE
Legal SubdivisionEAST COMMERCIAL S-D
Legal Lot Number1
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup2
Census Block2031
Census Tract71002

Owner

Source: DeSoto County records · APN 3-07-4-18-00-4-00001-01

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address943 E COMMERCE ST, HERNANDO, MS 38632-2409
OccupancyOwner Occupied
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Oct 09, 2025Deed of Trust, Mortgage
THE BANK OF FAYETTE COUNTY
Mar 12, 2019Warranty Deed, Transfer · Small Business Association Mortgage
CUSTOMERS BANK
Mar 12, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 12, 2019
Deed SaleMar 12, 2019
Deed Doc Number0000882573
Deed Book / Page0882 / 573
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address943 E COMMERCE ST, HERNANDO, MS 38632-2409
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address843 E COMMERCE ST, HERNANDO, MS 38632-2407

Mortgage

Document Number05662/3949
DateOct 09, 2025
Book Page5662/3949
Lender
NameTHE BANK OF FAYETTE COUNTY
TypeBank
AddressARLINGTON, TN 38002
Agreement
AmountAmount Recorded
Term36 Months
DueOct 01, 2028

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateMar 12, 2019
Property Address943 E COMMERCE ST, HERNANDO, MS 38632-2409
Document Number000882/573
Book / Page0882 / 573
Map ReferenceMB 41 PG 6
Instrument DateMar 08, 2019
Transaction TypeTransfer
Record UpdatedApr 18, 2022

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address943 E COMMERCE ST, 943, HERNANDO, MS 38632-2409

Transferred To (Grantee/Buyer)

NameVerified Name
Address943 E COMMERCE ST, HERNANDO, MS 38632-2409

Mortgage

Document Number0004690610
DateMar 12, 2019
Instrument4690/610
Lender
NameCUSTOMERS BANK
TypeBank
Agreement
TypeSmall Business Association Mortgage
AmountAmount Recorded
Term300 Months
DueMar 08, 2044
Interest
Rate TypeAdjustable Rate

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateMar 12, 2019
Property Address943 E COMMERCE ST, HERNANDO, MS 38632-2409
Document Number000882/571
Book / Page0882 / 571
Map ReferenceMB 41 PG 6
Instrument DateFeb 28, 2019
Transaction TypeTransfer
Record UpdatedDec 12, 2023

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address943 E COMMERCE ST, HERNANDO, MS 38632-2409

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address943 E COMMERCE ST, HERNANDO, MS 38632-2409

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$30,543.00 (+13.78%)$262,179 (+35.5%) Land $29,795 Building $232,384$1,747,859 (+35.5%) Land $198,633 Building $1,549,226
2023$26,844.00$193,486$1,289,908 Land $198,633 Building $1,091,275

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