DeSoto County property record for 870 E Commerce St, Hernando, MS 38632 · Last verified April 2026
| Property Type | Other > Other Improved |
|---|---|
| Year Built | Built 2001 |
| Square Footage | 2,632 sqft Adjusted Area |
| Lot Size | 36,590 sqft (0.84 acres) |
| Last Sale | $2,161,000 (2021) |
| Tax Bill | $16,710.00 (2025) |
| Primary APN | 3-07-4-18-07-1-00002-00 |
|---|
| Building Area | 2,632 sqft Adjusted Area |
|---|---|
| 1st Floor | 2,549 sqft 1st Floor |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Concrete Construction |
| Roof Construction | Steel Frame/Truss Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 36,590 sqft (0.84 acres) |
| Depth X Width | 212 ft x 120 ft Depth x Width |
| Total Buildings | 2 Total Buildings |
| Canopy Area | 3,696 sqft Canopy |
| Street Address | 870 E COMMERCE ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-2410 |
| Property Usage | Other Property Usage |
| Type | Other > Other Improved |
| Legal Description | DOUGLAS COMMERCIAL PLAZA SEC C 1ST REV LOT 2 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 18 |
| Legal Subdivision | DOUGLAS COMMERCIAL PLAZA SEC C 1ST REV |
| Legal Lot Number | 2 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 71001 |
Source: DeSoto County records · APN 3-07-4-18-07-1-00002-00
Assessment roll updated December 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 870 E COMMERCE ST, HERNANDO, MS 38632-2410 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 08, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY TRUST COMPANY |
| Sep 27, 2018 | Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Nov 02, 2020 | Deed of Trust, Mortgage FIRST SECURITY BANK |
| Jun 14, 2021 | Warranty Deed, Transfer · Stand Alone First Mortgage GUARANTY BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 14, 2021 · Amount on Record |
| Deed Sale | Jun 14, 2021 · Amount on Record |
| Prior Sale | Aug 15, 2013 · Amount on Record |
| Deed Book / Page | 961 / 151 |
| Prior Transfer Date | Aug 14, 2013 |
| Prior Transfer Doc | 000714/277 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jul 08, 2026 |
| Property Address | 870 E COMMERCE ST, HERNANDO, MS 38632-2410 |
| Document Number | 5663076676 |
| Book / Page | 5663 / 76676 |
| Instrument Date | Jul 07, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | 266 |
| Address | 870 E COMMERCE ST, HERNANDO, MS 38632-2410 |
| Document Number | 5663076676, |
|---|---|
| Date | Jul 08, 2026 |
| Book Page | 5663/76676 |
| Name | GUARANTY TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 15, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 870 E COMMERCE ST, HERNANDO, MS 38632-2410 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004612/279 |
|---|---|
| Date | Sep 27, 2018 |
| Book Page | 4612/279 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | NESBIT, MS 38651 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 25, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 870 E COMMERCE ST, HERNANDO, MS 38632-2410 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1825 RADLEY RD, NESBIT, MS 38651-8496 |
| Document Number | 005080/587 |
|---|---|
| Date | Nov 02, 2020 |
| Book Page | 5080/587 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BATESVILLE, MS 38606 |
| Amount | Amount Recorded |
|---|---|
| Term | 58 Months |
| Due | Sep 20, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jun 14, 2021 |
| Property Address | 870 E COMMERCE ST, HERNANDO, MS 38632-2410 |
| Document Number | 000961/151 |
| Book / Page | 961 / 151 |
| Map Reference | MB 75 PG 16 |
| Instrument Date | Jun 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1825 RADLEY RD, 1825, NESBIT, MS 38651-8496 |
| Name | Verified Name |
|---|---|
| Address | 870 E COMMERCE ST, HERNANDO, MS 38632-2410 |
| Document Number | 0005265312 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 5265/312 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 15, 2026 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,710.00 (+11.5%) | $143,442 (+32.8%) Land $38,417 Building $105,025 | $956,282 (+32.8%) Land $256,116 Building $700,166 |
| 2023 | $14,986.00 | $108,016 | $720,106 Land $256,116 Building $463,990 |
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