9414 Ruby Port Way, Sacramento, CA 95829 Property Records

Sacramento County property record for 9414 Ruby Port Way, Sacramento, CA 95829

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,427 sqft · built 2016
Lot Size	0.146 acres (6,351 sqft)
Owner	Individual Name on File
Last Sale	$463,500 (Sep 2016)
Tax Bill	$12,083 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`066-0280-011-0000`

Property Details

APN / Parcel Number

Primary APN	`066-0280-011-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,427 sqft Living Area
1st Floor Area	1,717 sqft
2nd Floor Area	1,710 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	6,351 sqft (0.146 acres)
Garage Area	663 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9414 RUBY PORT WAY
City	SACRAMENTO
State	CA
Zip	95829-9590
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	VINEYARD CREEK UNIT 3, LOT 11
Legal Subdivision	VINEYARD CREEK UNIT 3
Legal Lot Number	11
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1000
Census Tract	9201

Owner

9414 Ruby Port Way is owned and occupied by an individual who bought it in September 2016.

Source: Sacramento County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	9414 RUBY PORT WAY, SACRAMENTO, CA 95829-9590
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 28, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 18, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2016 · Amount on File
Deed Sale	Sep 7, 2016 · Amount on File
Deed Book / Page	20160907 / 12
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9414 RUBY PORT WAY, SACRAMENTO, CA 95829-9590
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9414 RUBY PORT WAY, SACRAMENTO, CA 95829-9590

Mortgage

Document Number	0000000657
Date	Nov 17, 2023
Instrument	202311170657

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Dec 1, 2063

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9414 RUBY PORT WAY, SACRAMENTO, CA 95829-9590
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9414 RUBY PORT WAY, SACRAMENTO, CA 95829-9590

Mortgage

Document Number	0000000796
Date	Sep 28, 2022
Instrument	2022092800796

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9414 RUBY PORT WAY, SACRAMENTO, CA 95829-9590
Document Number	1710260207
Instrument Date	Oct 18, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9414 RUBY PORT WAY SACRAMENTO CA 958299590, SACRAMENTO, CA 95829-9590

Mortgage

Document Number	1710260207
Date	Oct 26, 2017
Instrument	1710260207

Lender

Name	FIRST DIRECT LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9414 Ruby Port Way was $12,083 with a homeowner's exemption, up 3.6% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$548,226 (+2%) Land $118,377 Building $429,849
2025	$12,083.00 (+3.57%) Homeowner's exemption	$537,477 Land $116,056 Building $421,421
2024	$11,667.00 (+2.13%)
2023	$11,424.00 (+3.94%) Homeowner's exemption	$516,607 Land $111,550 Building $405,057
2022	$10,991.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9414 Ruby Port Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	4 (1982–1995)
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9414 Ruby Port Way is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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