Union County property record for 9422 Mini Ranch Rd, Waxhaw, NC 28173 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1999 |
| Lot Size | 5.22 acres (227,383 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (May 2018) |
| Tax Bill | $1,632 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-186-033A |
| Primary APN | 05-186-033A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 227,383 sqft (5.22 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | 24 sqft |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9422 MINI RANCH RD |
|---|---|
| City | WAXHAW |
| State | NC |
| Zip | 28173-8624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7166-318 |
| Legal Subdivision | TRIPLE C MINI RANCH |
| Jurisdiction | UNION NC |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 21015 |
Source: Union County records · APN 05-186-033A
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9422 MINI RANCH RD, WAXHAW, NC 28173-8624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| May 31, 2018 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| May 31, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 31, 2018 · Amount on Record |
| Deed Sale | May 31, 2018 · Amount on Record |
| Deed Document Number | 201814685 |
| Deed Book / Page | 7166 / 318 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 9422 MINI RANCH RD, WAXHAW, NC 28173-8624 |
| Transaction Type | Mortgage |
| Record Updated | Sep 04, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0008764512 |
|---|---|
| Date | Aug 17, 2023 |
| Book Page | 8764/512 |
| Instrument | 19962 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 9422 MINI RANCH RD, WAXHAW, NC 28173-8624 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000779154 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 7791/54 |
| Instrument | 33973 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Sep 01, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.87% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 9.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 31, 2018 |
| Property Address | 9422 MINI RANCH RD, WAXHAW, NC 28173-8624 |
| Document Number | 0007166318 |
| Book / Page | 7166 / 318 |
| Instrument Date | May 31, 2018 |
| Instrument | 0014685 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9422 MINI RANCH RD, WAXHAW, NC 28173-8624 |
| Document Number | 0000014686 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 0014686 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Min Rate At Change | 2% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 31, 2018 |
| Property Address | 9422 MINI RANCH RD, WAXHAW, NC 28173-8624 |
| Document Number | 7166315 |
| Book / Page | 007166 / 000315 |
| Instrument Date | May 14, 2018 |
| Instrument | 14684 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9422 MINI RANCH RD WAXHAW NC 281738624, WAXHAW, NC 28173-8624 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,632.00 (-1.98%) | $340,000 (+28.59%) Land $169,200 Building $170,800 | $340,000 (+28.59%) Land $169,200 Building $170,800 |
| 2023 | $1,665.00 | $264,400 Land $71,500 Building $192,900 | $264,400 Land $71,500 Building $192,900 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790210151, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Nearby Flood Policies | 5 in force 5 of 5 on primary residences |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2024, rainfall accumulation |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,429 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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