Union County property record for 9408 Mini Ranch Rd, Waxhaw, NC 28173 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,356 sqft · built 2002 |
| Lot Size | 21.5 acres (940,330 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,150 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-186-035A |
| Primary APN | 05-186-035A |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,356 sqft Living Area |
| Gross Area | 5,765 sqft |
| Basement Area | 2,279 sqft |
| Unfinished Basement | 2,279 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 940,330 sqft (21.5 acres) |
| Garage Type | Detached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 608 sqft |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9408 MINI RANCH RD |
|---|---|
| City | WAXHAW |
| State | NC |
| Zip | 28173-8624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P/#105 & #106 & P/#107 TRIPLE C MINI RANCHES PB6 PG97 OPCG411 OPCM285 |
| Legal Subdivision | TRIPLE C MINI RANCH |
| Jurisdiction | UNION NC |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 21015 |
Source: Union County records · APN 05-186-035A
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9408 MINI RANCH RD, WAXHAW, NC 28173-8624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Apr 28, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Apr 18, 2017 |
| Transfer Doc | 6921201 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 9408 MINI RANCH RD, WAXHAW, NC 28173-8624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 7778326 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 7778/326 |
| Instrument | 32036 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Sep 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 28, 2017 |
| Property Address | 9408 MINI RANCH RD, WAXHAW, NC 28173-8624 |
| Document Number | 0006921201 |
| Book / Page | 6921 / 201 |
| Map Reference | MB 6 PG 97 |
| Instrument Date | Apr 18, 2017 |
| Instrument | 0011598 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000011599 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 0011599 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,150.00 (+29.58%) | $1,280,900 (+69.97%) Land $480,200 Building $800,700 | $1,280,900 (+69.97%) Land $480,200 Building $800,700 |
| 2023 | $4,746.00 | $753,600 Land $217,100 Building $536,500 | $753,600 Land $217,100 Building $536,500 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790210151, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Nearby Flood Policies | 5 in force 5 of 5 on primary residences |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2024, rainfall accumulation |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,266 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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