9422 E Hwy 86, Custer, KY 40115 Property Records

Breckinridge County property record for 9422 E Hwy 86, Custer, KY 40115 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,548 sqft
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on File
Last Sale	$39,350 (Nov 2019)
Tax Bill	$663 (2025)
Deeds & Mortgages	Apr 2021 Construction Loan May 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`148-18`

Property Details

APN / Parcel Number

Primary APN	`148-18`
Alternative APN	`30992`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,548 sqft Living Area

Exterior

Exterior Material	Stone
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	28,750 sqft (0.66 acres)
Garage Type	Attached
Garage Area	1,154 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	30992
Street Address	9422 E HIGHWAY 86
City	CUSTER
State	KY
Zip	40115-5234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAND & HOUSE & BLDG
Jurisdiction	BRECKINRIDGE KY
Township / Civil Division	MCDANIELS-HUDSON
Census Block Group	3
Census Block	3000
Census Tract	960502

Owner

Source: Breckinridge County records · APN 148-18

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9422 E HIGHWAY 86, CUSTER, KY 40115-5234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Construction Mortgage WEST POINT BANK
May 11, 2022	Deed of Trust, Mortgage · Line of Credit WEST POINT BANK
Nov 26, 2019	Deed, Transfer NOT AVAILABLE, COLLIER TITLE COMPANY LLC
Nov 26, 2019	Deed, Transfer · Line of Credit WEST POINT BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Prior Sale	Nov 26, 2019 · Amount on Record
Deed Document Number	2019006546
Deed Book / Page	423 / 491
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRECKINRIDGE KY
Property Address	9422 E HIGHWAY 86, CUSTER, KY 40115-5234
Transaction Type	Mortgage
Record Updated	Oct 03, 2023
Title Company	NOT AVAILABLE, COLLIER TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9422 E HIGHWAY 86, CUSTER, KY 40115-5234

Mortgage

Document Number	000502/455
Date	Apr 23, 2021
Book Page	502/455
Instrument	2020902146

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 15, 2022

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRECKINRIDGE KY
Property Address	9422 E HIGHWAY 86, CUSTER, KY 40115-5234
Transaction Type	Mortgage
Record Updated	Oct 03, 2023
Title Company	NOT AVAILABLE, COLLIER TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9422 E HIGHWAY 86, CUSTER, KY 40115-5234

Mortgage

Document Number	00M525/734
Date	May 11, 2022
Book Page	M525/734
Instrument	2020907821

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Apr 29, 2037

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BRECKINRIDGE KY
Recording Date	Nov 26, 2019
Property Address	9422 E HIGHWAY 86, CUSTER, KY 40115-5234
Document Number	000423/485
Book / Page	423 / 485
Instrument Date	Nov 25, 2019
Instrument	2019006544
Transaction Type	Transfer
Record Updated	Oct 03, 2023
Title Company	NOT AVAILABLE, COLLIER TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$33.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	665 TOM DR, MAYFIELD, KY 42066-6919

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 THOMAS LN, ELIZABETHTOWN, KY 42701-5775

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BRECKINRIDGE KY
Recording Date	Nov 26, 2019
Property Address	9422 E HIGHWAY 86, CUSTER, KY 40115-5234
Document Number	000423/491
Book / Page	423 / 491
Instrument Date	Nov 25, 2019
Instrument	2019006546
Transaction Type	Transfer
Record Updated	Oct 03, 2023
Title Company	NOT AVAILABLE, COLLIER TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$39.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	297 THOMAS LN, ELIZABETHTOWN, KY 42701-5775

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9422 E HIGHWAY 86, CUSTER, KY 40115-5234

Mortgage

Document Number	0000474296
Date	Nov 26, 2019
Instrument	474/296

Lender

Name	WEST POINT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 25, 2034

Tax Assessment & Valuation

Source: Breckinridge County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Breckinridge County
Unified School District	Breckinridge County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$663.00 (+2%)	$66,000 (-) Land $6,000 Building $60,000	$66,000 (-) Land $6,000 Building $60,000
2023	$650.00 (-0.61%)	$66,000 (-) Land $6,000 Building $60,000	$66,000 (-) Land $6,000 Building $60,000
2022	$654.00	$66,000 Land $6,000 Building $60,000	$66,000 Land $6,000 Building $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Breckinridge County (21027C), updated May 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210279605023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brandenburg Communications	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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