9405 E Hwy 86, Custer, KY 40115 Property Records

Breckinridge County property record for 9405 E Hwy 86, Custer, KY 40115

Property Summary

Property Type	Single Family Home
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on File
Tax Bill	$1,457 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`148-17-1`

Property Details

APN / Parcel Number

Primary APN	`148-17-1`
Alternative APN	`33212`

Exterior

Lot Area	28,314 sqft (0.65 acres)

Location & Zoning

Account Number	33212
Street Address	9405 E HIGHWAY 86
City	CUSTER
State	KY
Zip	40115-5234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAND & HOUSE & BLDGS
Jurisdiction	BRECKINRIDGE KY
Township / Civil Division	MCDANIELS-HUDSON
Census Block Group	1
Census Block	1033
Census Tract	960501

Owner

Source: Breckinridge County records · APN 148-17-1

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	9405 E HIGHWAY 86, CUSTER, KY 40115-5234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Aug 17, 2021
Transfer Doc	000440/558
Record Updated	Jun 08, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BRECKINRIDGE KY
Recording Date	Aug 17, 2021
Property Address	9405 E HIGHWAY 86, CUSTER, KY 40115-5234
Document Number	000440/558
Book / Page	440 / 558
Instrument Date	Aug 13, 2021
Instrument	2020904003
Transaction Type	Transfer
Record Updated	Oct 03, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9373 E HIGHWAY 86, CUSTER, KY 40115-5233

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9373 E HIGHWAY 86, CUSTER, KY 40115-5233

Mortgage

Document Number	0000510373
Date	Aug 17, 2021
Instrument	510/373

Lender

Name	THE CECILIAN BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Breckinridge County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Breckinridge County
Unified School District	Breckinridge County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,457.00 (+2.1%)	$150,000 (-) Land $10,000 Building $140,000	$150,000 (-) Land $10,000 Building $140,000
2023	$1,427.00 (-0.7%)	$150,000 (-) Land $10,000 Building $140,000	$150,000 (-) Land $10,000 Building $140,000
2022	$1,437.00	$150,000 Land $10,000 Building $140,000	$150,000 Land $10,000 Building $140,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Breckinridge County (21027C), as of May 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210279605011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brandenburg Communications Fiber	1,000 / 1,000

Based on FCC filings for 28 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0140966, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HARDINSBURG RO WTP serves 18,437 people
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.