Lorain County property record for 9380 W Ridge Rd, Elyria, OH 44035 · Last verified July 2026
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,128 sqft · built 1993 |
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $164,000 (Feb 2021) |
| Tax Bill | $3,748 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-001-000-059 |
| Primary APN | 06-24-001-000-059 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,128 sqft Living Area |
| Gross Area | 2,960 sqft |
| 1st Floor Area | 884 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Multi-Family |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 43,124 sqft (0.99 acres) |
| Garage Type | Attached |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 402 sqft |
| Patio Area | 272 sqft |
| Canopy | 272 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Gas |
| Street Address | 9380 W RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-4533 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | FROM -055 & -056 |
| Legal Subdivision | ELYRIA TOWNSHIP |
| Legal Tract | 24 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 70902 |
Source: Lorain County records · APN 06-24-001-000-059
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9380 W RIDGE RD, ELYRIA, OH 44035-4533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Feb 26, 2021 | Limited Warranty Deed, Transfer · Conventional Mortgage THE CORTLAND SAVINGS & BANKING CO |
| Dec 13, 2019 | Grant Deed, Transfer · FHA Mortgage FIRST FED'L S&L/LAKEWOOD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 26, 2021 · Amount on Record |
| Deed Sale | Feb 26, 2021 · Amount on Record |
| Prior Sale | Dec 13, 2019 · Amount on Record |
| Deed Document Number | 2021804820 |
| Prior Transfer Date | Aug 04, 2016 |
| Prior Transfer Doc | 0000596200 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 22, 2026 |
| Property Address | 9380 W RIDGE RD, ELYRIA, OH 44035-4533 |
| Document Number | 0000100448 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 2026100448 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 9380 W RIDGE RD, ELYRIA, OH 44035-4533 |
| Document Number | 0000100448, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 2026100448 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 08, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 26, 2021 |
| Property Address | 9380 W RIDGE RD, ELYRIA, OH 44035-4533 |
| Document Number | 0000804820 |
| Instrument Date | Feb 22, 2021 |
| Instrument | 2021-0804820 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | EXAMCO TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9382 W RIDGE RD, ELYRIA, OH 44035-4533 |
| Document Number | 0000804821 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021-0804821 |
| Name | THE CORTLAND SAVINGS & BANKING CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 13, 2019 |
| Property Address | 9380 W RIDGE RD, ELYRIA, OH 44035-4533 |
| Document Number | 0000741971 |
| Instrument Date | Dec 12, 2019 |
| Instrument | 741971 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2019 |
| Title Company | NORTHSTAR TITLE SERVICES LLC, NORTHSTAR TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $552.80 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9380 W RIDGE RD ELYRIA OH 440354533, ELYRIA, OH 44035-4533 |
| Document Number | 741972 |
|---|---|
| Date | Dec 13, 2019 |
| Instrument | 741972 |
| Name | FIRST FED'L S&L/LAKEWOOD |
|---|---|
| Type | Federal Savings Bank |
| Address | LAKEWOOD, OH 44107 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 12, 2049 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Elyria Township |
| Unified School District | Keystone Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,748.00 (-1.06%) Homeowner's exemption | ||
| 2024 | $3,788.00 (+3.67%) | $83,265 (+25.6%) Land $16,359 Building $66,906 | $237,900 (+25.6%) Land $46,740 Building $191,160 |
| 2023 | $3,654.00 | $66,294 Land $15,981 Building $50,313 | $189,410 Land $45,660 Building $143,750 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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