9420 Rum Runner Rd, Placida, FL 33946 Property Records

Charlotte County property record for 9420 Rum Runner Rd, Placida, FL 33946 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1991
Square Footage	2,068 sqft Living Area
Lot Size	14,300 sqft (0.328 acres)
Occupancy	Owner Occupied
Last Sale	$385,100 (2012)
Tax Bill	$8,211.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`42-20-22-251-001`
Alternative APNs	`0081003-000120-2` `10004717245`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	2,068 sqft Living Area
Gross Area	4,412 sqft Gross Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1991
Architectural Style	Other Style
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction Type	Wood Construction
Foundation Type	Pile Foundation
Roof Material	Metal Roof
Lot Area	14,300 sqft (0.328 acres)
Depth X Width	130 ft x 110 ft Depth x Width

Exterior Amenities

Deck Area	144 sqft Deck
Patio Area	1,719 sqft Patio
Porch	1 Porch
Porch Area	1,706 sqft Porch
Loading Platform/Dock	557 sqft Loading Platform/Dock

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	10004717245
Old Parcel Number	00810030001202
Street Address	9420 RUM RUNNER RD
City	PLACIDA
State	FL
Zip	33946
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GHW 001 0000 0020 GASPARS HIDEWAY UN 1 LOT 20 602/673 619/1898 989/1262 1714/2119 1828/2055 2867/1
Legal Range	20E
Legal Township	42S
Legal Section	22
Legal Subdivision	GASPARS HIDEAWAY UN 01
Legal Lot Number	20
Jurisdiction	CHARLOTTE FL
Minor Civil Division	GROVE CITY-ROTONDA
Census Blockgroup	2
Census Block	2015
Census Tract	30402

Owner

Source: Charlotte County records · APN 42-20-22-251-001

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	3399 LAKEVIEW DR, WINTER HAVEN, FL 33884-3172
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 01, 2012 · Amount on Record
Deed Sale	May 01, 2012 · Amount on Record
Prior Sale	Aug 26, 2011 · Amount on Record
Deed Doc Number	2092313
Deed Book / Page	3653 / 0434
Record Refreshed	Jun 08, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	9420 RUM RUNNER RD, PLACIDA, FL 33946
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042821889
Date	Feb 16, 2018
Book Page	4282/1889
Instrument	2587715

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 06, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,211.00 (-2.24%) Homeowner's exemption	$584,088 (+5.99%)	$630,214 (-15.87%) Land $234,080 Building $396,134
2023	$8,399.00 (+2.44%) Homeowner's exemption	$551,094 (+3%)	$749,053 (-28.31%) Land $292,600 Building $456,453
2022	$8,199.00 Homeowner's exemption	$535,043	$1,044,867 Land $230,945 Building $813,922

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.