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9432 Rum Runner Rd, Placida, FL 33946 Property Records

Charlotte County property record for 9432 Rum Runner Rd, Placida, FL 33946 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1981
Square Footage1,024 sqft Living Area
Lot Size7,700 sqft (0.177 acres)
OccupancyOwner Occupied
Last Sale$400,000 (2021)
Tax Bill$6,126.00 (2024)

Property Details

APN / Parcel Number

Primary APN422022327010
Alternative APNs
  • 00810030001140
  • 10004717267

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,024 sqft Living Area
Gross Area2,952 sqft Gross Area
1st Floor1,024 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area7,700 sqft (0.177 acres)
Depth X Width110 ft x 70 ft Depth x Width

Exterior Amenities

Deck Area1,848 sqft Deck
Patio Area992 sqft Patio
PorchEnclosed Porch
Porch Area2,032 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number00810030001140
Street Address9432 RUM RUNNER RD
CityPLACIDA
StateFL
Zip33946
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGASPARS HIDEDAY UN 1 LOT 14 612/558 1503/501 4010/360 4847/574
Legal Range20E
Legal Township42S
Legal Section22
Legal SubdivisionGASPARS HIDEDAY
Legal TractGHW
Legal Lot Number14
JurisdictionCHARLOTTE FL
Minor Civil DivisionGROVE CITY-ROTONDA
Census Blockgroup2
Census Block2015
Census Tract30402

Owner

Source: Charlotte County records · APN 422022327010

Assessment roll updated November 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address350 W HILLSBOROUGH AVE, TAMPA, FL 33604-6929
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingRight Of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
GERSHMAN INVESTMENT CORP
Sep 24, 2021Warranty Deed, Transfer · Stand Alone First Mortgage
MICHAEL SCHIFF ETAL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 24, 2021 · Amount on Record
Deed SaleSep 24, 2021 · Amount on Record
Deed Doc Number20213001911
Deed Book / Page4847 / 574
Prior Transfer DateSep 09, 2015
Prior Transfer Doc0040100360
Record RefreshedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address9432 RUM RUNNER RD, PLACIDA, FL 33946
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanyPEER TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address918 W KENTUCKY AVE, TAMPA, FL 33603-4512

Mortgage

Document Number0048830830
DateNov 29, 2021
Book Page4883/830
Instrument3027127
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
AddressCHESTERFIELD, MO 63017
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateSep 24, 2021
Property Address9432 RUM RUNNER RD, PLACIDA, FL 33946
Document Number0048470574
Book / Page4847 / 574
Map ReferenceMB 15 PG 2
Instrument DateSep 17, 2021
Instrument3001911
Transaction TypeTransfer
Record UpdatedOct 13, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2231 OBERON LN, 2231, PUNTA GORDA, FL 33983-8636

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address350 W HILLSBOROUGH AVE, TAMPA, FL 33604-6929

Mortgage

Document Number4847575
DateSep 24, 2021
Instrument4847/575
Lender
NameMICHAEL SCHIFF ETAL
TypePrivate Party
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term12 Months
DueSep 17, 2022

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,257.00 (-30.51%) Homeowner's exemption$322,089 (+18.55%) Land $58,221 Building $263,868$322,089 (+41.79%) Land $58,221 Building $263,868
2024$6,126.00 (+24.77%)
2023$4,910.00 (-10.11%)$271,681 (-15.69%)$227,156 (-29.51%) Land $86,520 Building $140,636
2022$5,462.00$322,259 Land $67,414 Building $254,845$322,259 Land $67,414 Building $254,845

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes

Wildfire

Wildfire RiskLow
above 5% of the US · above 4% of Florida
Wildfire LikelihoodAbout 1 in 8,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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