942 Cooper Rd, Summerville, GA 30747 Property Records

Chattooga County property record for 942 Cooper Rd, Summerville, GA 30747

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,872 sqft · built 1979
Lot Size	5.87 acres (255,697 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,004 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0014A-00000-003-000`

Property Details

APN / Parcel Number

Primary APN	`0014A-00000-003-000`
Alternative APN	`6811`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,872 sqft Heated Area
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2013
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	255,697 sqft (5.87 acres)
Garage Type	Mixed
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	240 sqft
Deck Area	576 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	6811
Street Address	942 COOPER RD
City	SUMMERVILLE
State	GA
Zip	30747-6128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN SE PORTION OF LL 156
Jurisdiction	CHATTOOGA GA
Township / Civil Division	MENLO
Census Block Group	2
Census Block	2019
Census Tract	10300

Owner

Source: Chattooga County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	942 COOPER RD, SUMMERVILLE, GA 30747-6128
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage REGIONS BANK
Feb 9, 2024	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
May 23, 2023	Warranty Deed, Transfer
Jun 22, 2017	Deed of Trust, Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 23, 2023
Transfer Doc	0007690111
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATTOOGA GA
Property Address	942 COOPER RD, SUMMERVILLE, GA 30747-6128
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	942 COOPER RD, SUMMERVILLE, GA 30747-6128

Mortgage

Document Number	0008140000000286
Date	Feb 10, 2026
Book Page	0000000814/0000000286

Lender

Name	REGIONS BANK

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2046

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATTOOGA GA
Property Address	942 COOPER RD, SUMMERVILLE, GA 30747-6128
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	942 COOPER RD, SUMMERVILLE, GA 30747-6128

Mortgage

Document Number	0007800000000473
Date	Feb 9, 2024
Book Page	0000000780/0000000473

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2039

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATTOOGA GA
Recording Date	May 23, 2023
Property Address	942 COOPER RD, SUMMERVILLE, GA 30747-6128
Document Number	0007690111
Book / Page	769 / 111
Instrument Date	May 23, 2023
Instrument	2023-000429
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	942 COOPER RD, SUMMERVILLE, GA 30747-6128

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATTOOGA GA
Property Address	942 COOPER RD, SUMMERVILLE, GA 30747-6128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006700122
Date	Jun 22, 2017
Book Page	670/122

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2032

Tax Assessment & Valuation

Source: Chattooga County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chattooga County
Unified School District	Chattooga County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,004.00 (+42.43%) Homeowner's exemption	$111,160 (+6.52%) Land $15,280 Building $95,880	$277,900 (+6.52%) Land $38,200 Building $239,700
2023		$104,360 (+97.37%) Land $9,520 Building $94,840	$260,900 (+97.37%) Land $23,800 Building $237,100
2022	$1,407.00 Homeowner's exemption	$52,875 Land $7,321 Building $45,554	$132,186 Land $18,302 Building $113,884

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 92% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATTOOGA COUNTY serves 9,190 people · EPA ID GA0550000
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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