1251 Cooper Rd, Summerville, GA 30747 Property Records

Chattooga County property record for 1251 Cooper Rd, Summerville, GA 30747

Property Summary

Property Type	Single Family Home
Lot Size	3.72 acres (162,043 sqft)
Owner	Individual Name on File
Tax Bill	$126 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0014A-00000-004-00E`

Property Details

APN / Parcel Number

Primary APN	`0014A-00000-004-00E`
Alternative APN	`6815`

Exterior

Lot Area	162,043 sqft (3.72 acres)
Shed	1 Shed
Shed Area	160 sqft

Location & Zoning

Account Number	6815
Street Address	1251 COOPER RD
City	SUMMERVILLE
State	GA
Zip	30747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.72 ACRES S OF COOPER RD
Legal Subdivision	JOE A STEWART
Jurisdiction	CHATTOOGA GA
Township / Civil Division	MENLO
Census Block Group	2
Census Block	2021
Census Tract	10300

Owner

1251 Cooper Rd is owned by an individual who acquired it in July 2022.

Source: Chattooga County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1296 COOPER RD, SUMMERVILLE, GA 30747-6128
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jul 1, 2022	Warranty Deed, Transfer
Jul 6, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2022
Deed Sale	Jul 6, 2022
Prior Sale	Jun 30, 2017 · Amount on File
Deed Document Number	2022783
Deed Book / Page	756 / 215
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATTOOGA GA
Property Address	1251 COOPER RD, SUMMERVILLE, GA 30747
Transaction Type	Mortgage
Record Updated	Apr 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	COOPER RD

Mortgage

Document Number	0007600000000260
Date	Oct 7, 2022
Book Page	0000000760/0000000260

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Nov 1, 2020

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATTOOGA GA
Recording Date	Jul 1, 2022
Property Address	1251 COOPER RD, SUMMERVILLE, GA 30747
Document Number	0007560215
Book / Page	756 / 215
Instrument Date	Jul 1, 2022
Instrument	2022-000783
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1296 COOPER RD, SUMMERVILLE, GA 30747-6128

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHATTOOGA GA
Recording Date	Jul 6, 2017
Property Address	1251 COOPER RD, SUMMERVILLE, GA 30747
Document Number	0006700617
Book / Page	000670 / 000617
Instrument Date	Jun 8, 2017
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$5.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 1251 Cooper Rd was $126.

Source: Chattooga County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chattooga County
Unified School District	Chattooga County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$126.00	$6,740 Land $6,320 Building $420	$16,850 Land $15,800 Building $1,050
2023		$6,740 (+43.43%) Land $6,320 Building $420	$16,850 (+43.42%) Land $15,800 Building $1,050
2022	$125.00 Additional exemption filed	$4,699 Land $4,520 Building $179	$11,749 Land $11,301 Building $448

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1251 Cooper Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1251 Cooper Rd is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 95% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATTOOGA COUNTY serves 9,190 people · EPA ID GA0550000
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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