942 Cole Rd, Monroe, MI 48162 Property Records

Monroe County property record for 942 Cole Rd, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,242 sqft · built 1987
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$157,000 (Jun 2021)
Tax Bill	$3,151 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-967-023-10`

Property Details

APN / Parcel Number

Primary APN	`07-967-023-10`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,242 sqft Living Area
1st Floor Area	1,242 sqft
Basement Area	1,242 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	313 ft deep x 83 ft wide
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	942 COLE RD
City	MONROE
State	MI
Zip	48162-4143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LEAVE BLAN
Legal Description	SEC 28 T6S R9E SE 1/4 WOELMERS ACRES W 80 FT OF EQUAL WIDTH LOT 23
Legal Range	09E
Legal Township	06S
Legal Section	28
Legal Subdivision	WOELMERS ACRES
Legal Lot Number	23
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	4
Census Block	4025
Census Tract	831700

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	942 COLE RD, MONROE, MI 48162-4143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage METRO COMMUNITY CREDIT UNION
Sep 25, 2025	Deed of Trust, Mortgage MONROE COMMUNITY CU
Jun 4, 2021	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 20, 2018	Deed, Transfer · Conventional Mortgage UNITED SHORE FINANCIAL SERVICE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2021 · Amount on Record
Deed Sale	Jun 4, 2021 · Amount on Record
Prior Sale	Apr 20, 2018 · Amount on Record
Deed Document Number	202114914
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Jun 3, 2026
Property Address	942 COLE RD, MONROE, MI 48162-4143
Document Number	0000009863
Instrument Date	May 29, 2026
Instrument	20269863
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	942 COLE RD, MONROE, MI 48162-4143

Mortgage

Document Number	0000009863,
Date	Jun 3, 2026
Instrument	20269863

Lender

Name	METRO COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 28, 2036

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	942 COLE RD, MONROE, MI 48162-4143
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	942 COLE RD, MONROE, MI 48162-4143

Mortgage

Document Number	0000015889
Date	Sep 25, 2025
Instrument	2025R15889

Lender

Name	MONROE COMMUNITY CU
Type	Credit Union
Address	MONROE, MI 48162

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Oct 2, 2035

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jun 4, 2021
Property Address	942 COLE RD, MONROE, MI 48162-4143
Document Number	2021R14914
Map Reference	LB 4 PG 42
Instrument Date	May 28, 2021
Instrument	2021R14914
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,177.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1201 UNION ST, 1201, MONROE, MI 48161-4042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	942 COLE RD, MONROE, MI 48162-4143

Mortgage

Document Number	2021R14915
Date	Jun 4, 2021
Instrument	2021R14915

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE MI
Recording Date	Apr 20, 2018
Property Address	942 COLE RD, MONROE, MI 48162-4143
Document Number	2018R07280
Map Reference	LB 4 PG 42
Instrument Date	Apr 11, 2018
Instrument	2018R07280
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	TRI COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,238.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	942 COLE RD, MONROE, MI 48162-4143

Mortgage

Document Number	0000007281
Date	Apr 20, 2018
Instrument	2018R07281

Lender

Name	UNITED SHORE FINANCIAL SERVICE
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Jefferson Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,700 (+6.51%) Land $127,700	$255,400 (+6.51%) Land $255,400
2025	$3,151.00 (+9.22%) Homeowner's exemption	$119,900 (+33.07%) Land $119,900	$239,800 (+33.07%) Land $239,800
2023	$2,885.00 Homeowner's exemption	$90,100	$180,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRENCHTOWN TOWNSHIP serves 21,609 people · EPA ID MI0002500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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