928 Cole Rd, Monroe, MI 48162 Property Records

Monroe County property record for 928 Cole Rd, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,444 sqft · built 1925
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Nov 2019)
Tax Bill	$841 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-799-001-00`

Property Details

APN / Parcel Number

Primary APN	`07-799-001-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,444 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	1,344 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Other
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	247 ft deep x 84.3 ft wide
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	928 COLE RD
City	MONROE
State	MI
Zip	48162-4143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B-RESIDE
Legal Description	SEC 28 T6S R9E FAIRVIEW ACRES LOT 1
Legal Range	09E
Legal Township	06S
Legal Section	28
Legal Subdivision	FAIRVIEW ACRES SUB
Legal Lot Number	1
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	4
Census Block	4025
Census Tract	831700

Owner

Source: Monroe County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	928 COLE RD, MONROE, MI 48162-4143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage MONROE COMMUNITY CU
Dec 28, 2021	Deed of Trust, Mortgage MONROE COMMUNITY CU
Mar 11, 2021	Intrafamily Transfer, Transfer
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Nov 12, 2019	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jul 10, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2019 · Amount on Record
Deed Sale	Nov 12, 2019 · Amount on Record
Deed Document Number	201919593
Last Transfer Date	Mar 11, 2021
Transfer Doc	2021R06626
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	928 COLE RD, MONROE, MI 48162-4143
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 COLE RD, MONROE, MI 48162-4143

Mortgage

Document Number	0000004742
Date	Mar 26, 2026
Instrument	2026R04742

Lender

Name	MONROE COMMUNITY CU
Type	Credit Union
Address	MONROE, MI 48162

Agreement

Amount	Amount Recorded
Term	242 Months
Due	Apr 30, 2046

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	928 COLE RD, MONROE, MI 48162-4143
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 COLE RD, MONROE, MI 48162-4142

Mortgage

Document Number	0000032823
Date	Dec 28, 2021
Instrument	2021R32823

Lender

Name	MONROE COMMUNITY CU
Type	Credit Union
Address	MONROE, MI 48162

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 24, 2036

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Mar 11, 2021
Property Address	928 COLE RD, MONROE, MI 48162-4143
Document Number	2021R06626
Map Reference	LB 5 PG 48
Instrument Date	Mar 10, 2021
Instrument	2021R06626
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	928 COLE RD, 928, MONROE, MI 48162-4143

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5964 VANDERCOOK ST, MONROE, MI 48161-3757

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	928 COLE RD, MONROE, MI 48162-4143
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 COLE RD, MONROE, MI 48162-4143

Mortgage

Document Number	0000000745
Date	Jan 8, 2021
Instrument	2021R00745

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Nov 12, 2019
Property Address	928 COLE RD, MONROE, MI 48162-4143
Document Number	2019R19593
Map Reference	LB 5 PG 48
Instrument Date	Nov 7, 2019
Instrument	2019R19593
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4662 STADLER RD, 4662, MONROE, MI 48162-9424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5964 VANDERCOOK ST, MONROE, MI 48161-3757

Mortgage

Document Number	0000019594
Date	Nov 12, 2019
Instrument	2019R19594

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Jul 10, 2018
Property Address	928 COLE RD, MONROE, MI 48162-4143
Document Number	0000012129
Instrument Date	Sep 7, 2006
Instrument	12129
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	928 COLE RD MONROE MI 481624143, MONROE, MI 48162-4143

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Jefferson Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,300 (+4.74%)	$238,600 (+4.74%)
2025	$841.00 (-59.91%) Homeowner's exemption	$113,900 (+31.07%) Land $113,900	$227,800 (+31.07%) Land $227,800
2023	$2,098.00 Homeowner's exemption	$86,900	$173,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRENCHTOWN TOWNSHIP serves 21,609 people · EPA ID MI0002500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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