9411 Windrose Cir, Chattanooga, TN 37421 Property Records

Hamilton County property record for 9411 Windrose Cir, Chattanooga, TN 37421 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	6 ba · 7,317 sqft · built 2010
Lot Size	0.378 acres (16,500 sqft)
Owner	Individual Name on File
Last Sale	$1,600,000 (Jul 2022)
Tax Bill	$6,195 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`172B B 035`

Property Details

APN / Parcel Number

Primary APN	`172B B 035`
Alternative APN	`0000147281`

Interior

Full Baths	6 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	7,317 sqft Living Area

Exterior

Year Built	Built 2010
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,500 sqft (0.378 acres)
Lot Dimensions	150 ft deep x 110 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000147281
Street Address	9411 WINDROSE CIR
City	CHATTANOOGA
State	TN
Zip	37421-4820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 34 EMERALD VALLEY PLANNED UNIT DEV PHASE III PB64 PG329 OUT OF 172-42.02 FOR 2001
Legal Subdivision	EMERALD VALLEY PHASE
Legal Phase	3
Legal Lot Number	34
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2000
Census Tract	11324

Owner

Source: Hamilton County records · APN 172B B 035

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	9411 WINDROSE CIR, CHATTANOOGA, TN 37421-4820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 06, 2022	Warranty Deed, Transfer · Conventional Mortgage ONEWEST BANK FSB
Oct 09, 2018	Warranty Deed, Transfer FIRST TN BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 06, 2022 · Amount on Record
Deed Sale	Jul 06, 2022 · Amount on Record
Prior Sale	Oct 09, 2018 · Amount on Record
Deed Document Number	2022070600176
Deed Book / Page	13016 / 469
Record Updated	Jun 08, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 06, 2022
Property Address	9411 WINDROSE CIR, CHATTANOOGA, TN 37421-4820
Document Number	0000000176
Book / Page	13016 / 469
Map Reference	MB 64 PG 328&329
Instrument Date	Jun 30, 2022
Instrument	2022070600176
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9411 WINDROSE CIR, CHATTANOOGA, TN 37421-4820

Mortgage

Document Number	0130160472
Date	Jul 06, 2022
Instrument	13016-0472

Lender

Name	ONEWEST BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2037

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 09, 2018
Property Address	9411 WINDROSE CIR, CHATTANOOGA, TN 37421-4820
Document Number	1009000305
Book / Page	011473 / 000649
Instrument Date	Oct 05, 2018
Instrument	181009000305
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,496.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9411 WINDROSE CIR CHATTANOOGA TN 374214820, CHATTANOOGA, TN 37421-4820

Mortgage

Document Number	1009000306
Date	Oct 09, 2018
Book Page	011473/000651
Instrument	181009000306

Lender

Name	FIRST TN BK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 08, 2048

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,195.00 (+8.55%)	$408,725 (+60.21%)	$1,634,900 (+60.21%) Land $90,000 Building $1,544,900
2024	$5,707.00 (-0.16%)	$255,125 (-)	$1,020,500 (-) Land $70,000 Building $950,500
2023	$5,716.00	$255,125	$1,020,500 Land $70,000 Building $950,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650113242, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 188 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Electric Power Board of Chattanooga, Tennessee	Fiber	100,000 / 100,000
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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