9355 Windrose Cir, Chattanooga, TN 37421 Property Records

Hamilton County property record for 9355 Windrose Cir, Chattanooga, TN 37421

Property Summary

Property TypeSingle Family Home
Details5 ba · 5,351 sqft · built 2002
Lot Size0.378 acres (16,500 sqft)
Owner2 Individual Names on Record
Last Sale$605,000 (Jul 2019)
Tax Bill$3,988 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN172B B 040

Property Details

APN / Parcel Number

Primary APN172B B 040
Alternative APN
  • 0000147286

Interior

Full Baths5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,351 sqft Living Area

Exterior

Year BuiltBuilt 2002
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area16,500 sqft (0.378 acres)
Lot Dimensions150 ft deep x 110 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000147286
Street Address9355 WINDROSE CIR
CityCHATTANOOGA
StateTN
Zip37421-4818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 38 EMERALD VALLEY PLANNED UNIT DEV PHASE III PB64 PG329 OUT OF 172-42.02 FOR 2001
Legal SubdivisionEMERALD VALLEY PHASE
Legal Phase3
Legal Lot Number38
JurisdictionHAMILTON TN
Township / Civil Division7
Census Block Group2
Census Block2000
Census Tract11324

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9355 WINDROSE CIR, CHATTANOOGA, TN 37421-4818
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jul 12, 2019Warranty Deed, Transfer · Conventional Mortgage
PRIME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2019 · Amount on Record
Deed SaleJul 12, 2019 · Amount on Record
Prior SaleNov 20, 2001 · Amount on Record
Deed Document Number2019071200187
Deed Book / Page11696 / 752
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address9355 WINDROSE CIR, CHATTANOOGA, TN 37421-4818
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000035
DateNov 1, 2021
Book Page12713/560
Instrument2021110100035
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueNov 1, 2031

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJul 12, 2019
Property Address9355 WINDROSE CIR, CHATTANOOGA, TN 37421-4818
Document Number0712000187
Book / Page011696 / 000752
Instrument DateJul 11, 2019
Instrument190712000187
Transaction TypeTransfer
Record UpdatedJul 26, 2019
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,238.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address9355 WINDROSE CIR CHATTANOOGA TN 374214818, CHATTANOOGA, TN 37421-4818

Mortgage

Document Number712000188
DateJul 12, 2019
Book Page011696/000755
Instrument190712000188
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 11, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,988.00 (+13.39%)$263,125 (+67.38%)$1,052,500 (+67.38%) Land $90,000 Building $962,500
2024$3,517.00 (-0.26%)$157,200 (-)$628,800 (-) Land $70,000 Building $558,800
2023$3,526.00$157,200$628,800 Land $70,000 Building $558,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTSIDE UTILITY DISTRICT
serves 59,612 people · EPA ID TN0000219
Water SourceSurface water
Last State InspectionJan 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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