Clermont County property record for 941 White Oak Rd, Cincinnati, OH 45245
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 2.41 acres (105,285 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $22,500 (May 2023) |
| Tax Bill | $305 (2025) |
| Deeds & Mortgages | Jun 2025 Construction Loan May 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-13E-131 |
| Primary APN | 27-28-13E-131 |
|---|
| Lot Area | 105,285 sqft (2.41 acres) |
|---|
| Heating Fuel | Wood |
|---|
| Street Address | 941 WHITE OAK RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-3022 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LEGENDARY RUN SECTION 7B; LOT 515 |
| Legal Subdivision | LEGENDARY RUN |
| Legal Lot Number | 515 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | PIERCE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 41505 |
941 White Oak Rd, residential vacant land, is owned and occupied by two individuals who bought it in May 2023.
Source: Clermont County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 941 WHITE OAK RD, CINCINNATI, OH 45245-3022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2025 | Deed of Trust, Mortgage · Construction Mortgage FIRST MERCHANTS BANK |
| May 31, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2023 · Amount on File |
| Deed Sale | May 31, 2023 · Amount on File |
| Deed Document Number | 20239502 |
| Deed Book / Page | 2945 / 2251 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 941 WHITE OAK RD, CINCINNATI, OH 45245-3022 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Title Company | ETS |
| Name | Verified Name |
|---|---|
| Address | 5456 LAKE MICHIGAN DR, FAIRFIELD, OH 45014-3269 |
| Document Number | 0000011914 |
|---|---|
| Date | Jun 16, 2025 |
| Book Page | 2995/5551 |
| Instrument | 202500011914 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | MUNCIE, IN 47305 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Type Change Date | Jul 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.3% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | May 31, 2023 |
| Property Address | 941 WHITE OAK RD, CINCINNATI, OH 45245-3022 |
| Document Number | 0000009502 |
| Book / Page | 2945 / 2251 |
| Map Reference | CAB 13 PG 3-5 |
| Instrument Date | May 26, 2023 |
| Instrument | 202300009502 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 941 WHITE OAK RD, CINCINNATI, OH 45245-3022 |
The 2025 property tax bill for 941 White Oak Rd was $305, up 3.4% from the year before.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Pierce Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $305.00 (+3.39%) | $3,570 (-) Land $3,570 | |
| 2024 | $295.00 (-26.07%) | $3,570 (-) Land $3,570 | $10,200 (-) Land $10,200 |
| 2023 | $399.00 (+169.59%) | $3,570 (+24.39%) Land $3,570 | $10,200 Land $10,200 |
| 2022 | $148.00 | $2,870 Land $2,870 | |
| 2020 | $8,200 Land $8,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 941 White Oak Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 941 White Oak Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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