934 White Oak Rd, Cincinnati, OH 45245 Property Records

Clermont County property record for 934 White Oak Rd, Cincinnati, OH 45245

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,729 sqft · built 1953
Lot Size1.73 acres (75,359 sqft)
OwnerIndividual Name on Record
Tax Bill$4,352 (2025)
Deeds & MortgagesApr 2021 Mortgage
Mar 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-28-13F-057

Property Details

APN / Parcel Number

Primary APN28-28-13F-057

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,729 sqft Living Area
1st Floor Area1,183 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1993
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Lot Area75,359 sqft (1.73 acres)
View / LotCul-de-sac
Garage Area756 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area169 sqft
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address934 WHITE OAK RD
CityCINCINNATI
StateOH
Zip45245-3023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionEDDINS MILITARY SURVEY NO 1366
JurisdictionCLERMONT OH
Township / Civil DivisionPIERCE
Census Block Group1
Census Block1001
Census Tract41505

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address934 WHITE OAK RD, CINCINNATI, OH 45245-3023
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
RIVERHILLS BANK
Mar 7, 2017Deed of Trust, Mortgage · FHA Mortgage
RIVERHILLS BANK
Oct 8, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
RIVERHILLS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 26, 2019
Transfer Doc0000022691
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address934 WHITE OAK RD, CINCINNATI, OH 45245-3023
Transaction TypeMortgage
Record UpdatedJul 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011134
DateApr 7, 2021
Book Page2876/306
Instrument202100011134
Lender
NameRIVERHILLS BANK
TypeBank
AddressMILFORD, OH 45150
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address934 WHITE OAK RD, CINCINNATI, OH 45245-3023
Transaction TypeMortgage
Record UpdatedSep 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005102
DateMar 7, 2017
Book Page2693/0997
Instrument201700005102
Lender
NameRIVERHILLS BANK
TypeBank
AddressMILFORD, OH 45150
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

October 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLERMONT OH
Recording DateOct 8, 2019
Property Address934 WHITE OAK RD, CINCINNATI, OH 45245-3023
Document Number0000022691
Book / Page2820 / 1822
Instrument DateSep 26, 2019
Instrument201900022691
Transaction TypeTransfer
Record UpdatedSep 22, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address934 WHITE OAK RD, CINCINNATI, OH 45245-3023

Mortgage

Document Number0000022692
DateOct 8, 2019
Instrument201900022692
Lender
NameRIVERHILLS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionPierce Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,352.00 (-44.26%)$80,820 (-) Land $26,180 Building $54,640
2024$230,900 (-) Land $74,800 Building $156,100
2023$7,808.00 (+133.98%) Homeowner's exemption$80,820 (+42.72%) Land $26,180 Building $54,640$230,900 (+42.71%) Land $74,800 Building $156,100
2022$3,337.00 Homeowner's exemption$56,630 Land $18,340 Building $38,290
2020$161,800 Land $52,400 Building $109,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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