St. Charles County property record for 941 Harmsted Ct, Saint Charles, MO 63301
| Property Type | Commercial |
|---|---|
| Details | 1 ba · 35,180 sqft · built 2018 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Company Name on File |
| Last Sale | $3,570,000 (Dec 2021) |
| Tax Bill | $49,071 (2025) |
| Deeds & Mortgages | Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | A975000025 |
| Primary APN | A975000025 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 35,180 sqft Total Area |
| Year Built | Built 2018 |
|---|---|
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Attached |
| Account Number | A975000025 |
|---|---|
| Old Parcel Number | A975000025 |
| Street Address | 941 HARMSTED CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4332 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | ELM PT IND PK #1 LOT 18 |
| Legal Range | 05E |
| Legal Township | 47N |
| Legal Subdivision | ELM PT IND PK #1 |
| Legal Lot Number | 18 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2078 |
| Census Tract | 311500 |
Source: St. Charles County records · APN A975000025
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1023 WASHINGTON ST APT 1, 1, HOBOKEN, NJ 07030-5231 |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 01, 2021 · Amount on Record |
| Deed Sale | Dec 01, 2021 · Amount on Record |
| Deed Document Number | 0202197442 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 941 HARMSTED CT, SAINT CHARLES, MO 63301-4332 |
| Document Number | 0068551402 |
| Book / Page | 006855 / 001402 |
| Instrument Date | Nov 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Title Company | CONTINENTAL |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2960 ELM POINT INDUSTRIAL DR ST CHARLES MO 633014343, ST CHARLES, MO 63301-4343 |
| Document Number | 0068551402 |
|---|---|
| Date | Dec 20, 2017 |
| Book Page | 006855/001402 |
| Instrument | 782920 |
| Name | NEW FRONTIER BK |
|---|---|
| Type | Bank |
| Address | 1771 ZUMBEHL RD, ST CHARLES, MO 63303-2763 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $49,071.00 | $700,088 (+1.08%) | $2,187,774 (+1.08%) Land $313,632 Building $1,874,142 |
| 2023 | $692,640 | ||
| 2022 | $2,164,500 Land $313,632 Building $1,850,868 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 307 (1979–2022) |
| Claims Outside the SFHA | 22 of 307 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 80 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES PWS serves 78,961 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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