900 Harmsted Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 900 Harmsted Ct, Saint Charles, MO 63301

Property Summary

Property TypeGeneral Industrial
Details7 ba · 15,000 sqft · built 1998
Lot Size1.9 acres (82,764 sqft)
OwnerIndividual Name on Record
Last Sale$760,000 (Jul 2013)
Tax Bill$21,485 (2025)
Flood ZoneZone X (minimal risk)
APNA975000028

Property Details

APN / Parcel Number

Primary APNA975000028
Alternative APN
  • 5-0111-7553-00-0021.0000000

Interior

Full Baths7 Baths
Stories1 Story
Building Area15,000 sqft Total Area
1st Floor Area15,000 sqft

Exterior

Year BuiltBuilt 1998
Lot Area82,764 sqft (1.9 acres)
Garage TypeAttached
PorchPorch
Porch Area300 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberA975000028
Old Parcel NumberA975000028
Street Address900 HARMSTED CT
CitySAINT CHARLES
StateMO
Zip63301-4332
Property CategoryIndustrial
Property TypeIndustrial > General Industrial
Legal DescriptionELM PT IND PK #1 LOT 21
Legal Range05E
Legal Township47N
Legal SubdivisionELM PT IND PK #1
Legal Lot Number21
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2078
Census Tract311500

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address870 INNISFREE DR, SAINT CHARLES, MO 63301-4470
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 3, 2013 · Amount on Record
Deed SaleJul 3, 2013 · Amount on Record
Prior SaleDec 29, 1997
Deed Document Number0060502223
Deed Book / Page6050 / 2223
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,485.00$306,521 (+2.81%)$957,878 (+2.81%) Land $248,292 Building $709,586
2023$298,154
2022$931,731 Land $248,292 Building $683,439

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims307 (1979–2022)
Claims Outside the SFHA22 of 307
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 43 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2019 · 28 claims
  • Severe Storms & Flooding, Aug 1993 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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