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9409 Bridgewater Ct W, Frederick, MD 21701 Property Records

Frederick County property record for 9409 Bridgewater Ct W, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,980 sqft · built 1997
Lot Size0.092 acres (3,997 sqft)
OwnerIndividual Name on File
Last Sale$392,500 (Jul 2006)
Tax Bill$5,196 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Apr 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-297391

Property Details

APN / Parcel Number

Primary APN09-297391
Alternative APNs
  • 9297391
  • 297391

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,980 sqft Living Area
Gross Area2,190 sqft
1st Floor Area1,150 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,997 sqft (0.092 acres)
Garage TypeAttached
Garage Area210 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area35 sqft
Deck Area328 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number297391
Street Address9409 BRIDGEWATER CT W
CityFREDERICK
StateMD
Zip21701-7622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 1122 SEC E-1A 3997.11 SQ. FT. PLAT 83 SPRING RIDGE PUD
Legal SubdivisionSPRING RIDGE PUD
Legal Lot Number1122
JurisdictionFREDERICK MD
Township / Civil Division9, NEW MARKET
Census Block Group2
Census Block2008
Census Tract751902

Owner

Source: Frederick County records · APN 09-297391

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9409 BRIDGEWATER CT W, FREDERICK, MD 21701-7622
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2026Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
Apr 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
May 23, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 28, 2006 · Amount on Record
Deed SaleJul 28, 2006 · Amount on Record
Prior SaleNov 19, 2003 · Amount on Record
Deed Document Number200665257
Deed Book / Page6143 / 653
Transfer Doc0025770352
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Recording DateApr 08, 2026
Property Address9409 BRIDGEWATER CT W, FREDERICK, MD 21701-7622
Document Number1780000441
Book / Page17806 / 441
Instrument DateApr 01, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address9409 BRIDGEWATER CT W, FREDERICK, MD 21701-7622

Mortgage

Document Number1780000441,
DateApr 08, 2026
Book Page17806/441
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate6%
Max Rate-1%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9409 BRIDGEWATER CT W, FREDERICK, MD 21701-7622
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyAMC SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0136710244
DateApr 21, 2020
Book Page13671/244
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9409 BRIDGEWATER CT W, FREDERICK, MD 21701-7622
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0149340447
DateMay 28, 2021
Book Page14934/447
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9409 BRIDGEWATER CT W, FREDERICK, MD 21701-7622
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address9409 BRIDGEWATER CT W, FREDERICK, MD 21701-7622

Mortgage

Document Number0159360247
DateMay 23, 2022
Book Page15936/247
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 03, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$451,700 (+6.38%)$478,800 (-) Land $130,000 Building $348,800
2025$5,196.00 (+6.02%) Homeowner's exemption$424,600 (+14.8%)$478,800 (+20.45%) Land $130,000 Building $348,800
2024$4,901.00 (+10.83%)
2023$4,422.00$369,867$397,500 Land $130,000 Building $267,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Verizon.

Based on FCC filings for 407 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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