9405 Bridgewater Ct W, Frederick, MD 21701 Property Records

Frederick County property record for 9405 Bridgewater Ct W, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,816 sqft · built 1998
Lot Size	0.116 acres (5,069 sqft)
Owner	Individual Name on File
Last Sale	$386,900 (Oct 2019)
Tax Bill	$4,489 (2023)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Apr 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`09-297413`

Property Details

APN / Parcel Number

Primary APN	`09-297413`
Alternative APNs	`9297413` `297413`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,816 sqft Total Area
1st Floor Area	828 sqft
Basement Area	432 sqft
Finished Basement	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,069 sqft (0.116 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	297413
Old Parcel Number	9297413
Street Address	9405 BRIDGEWATER CT W
City	FREDERICK
State	MD
Zip	21701-7622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 1120 SEC E-1A 5069.21 SQ. FT. PLAT 83 SPRING RIDGE PUD
Legal Subdivision	SPRING RIDGE PUD
Legal Lot Number	1120
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	2
Census Block	2008
Census Tract	751902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

9405 Bridgewater Ct W is owned and occupied by an individual who bought it in October 2019.

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	9405 BRIDGEWATER CT W, FREDERICK, MD 21701-7622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2019	Deed, Transfer · Conventional Mortgage CBM MORTGAGE INC
Apr 12, 2019	Grant Deed, Transfer · Construction Mortgage JLUG4 LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2019 · Amount on File
Deed Sale	Oct 11, 2019 · Amount on File
Prior Sale	Apr 12, 2019 · Amount on File
Deed Document Number	0013269465
Deed Book / Page	13269 / 465
Record Updated	Jun 7, 2026

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 11, 2019
Property Address	9405 BRIDGEWATER CT W, FREDERICK, MD 21701-7622
Document Number	0132690465
Book / Page	13269 / 0465
Map Reference	MB 58 PL 149
Instrument Date	Oct 7, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,934.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9405 BRIDGEWATER CT W, FREDERICK, MD 21701-7622

Mortgage

Document Number	132690471
Date	Oct 11, 2019
Instrument	13269/0471

Lender

Name	CBM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 12, 2019
Property Address	9405 BRIDGEWATER CT W, FREDERICK, MD 21701-7622
Document Number	0129160296
Book / Page	012916 / 000296
Instrument Date	Apr 8, 2019
Transaction Type	Transfer
Record Updated	Apr 25, 2019
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1404 GREYLING CT FREDERICK MD 217032206, FREDERICK, MD 21703-2206

Mortgage

Document Number	129160302
Date	Apr 12, 2019
Book Page	012916/000302

Lender

Name	JLUG4 LLC
Address	PO BOX 313, MONROVIA, MD 21770-0313

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 11, 2020

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,489.00	$375,533	$397,700 Land $130,000 Building $267,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9405 Bridgewater Ct W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9405 Bridgewater Ct W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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