Howard County property record for 9405 Ulster Dr, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,872 sqft · built 1999 |
| Lot Size | 0.143 acres (6,249 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $389,500 (Sep 2018) |
| Tax Bill | $7,587 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-555810 |
| Primary APN | 06-555810 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,872 sqft Total Area |
| Basement Area | 640 sqft |
| Finished Basement | 640 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,249 sqft (0.143 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 555810 |
|---|---|
| Street Address | 9405 ULSTER DR |
| City | LAUREL |
| State | MD |
| Zip | 20723-1465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 346 6,249 SQ 9405 ULSTER DR KINGSWOODS SEC 4 |
| Legal Subdivision | KINGSWOODS |
| Legal Lot Number | 346 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 606904 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9405 ULSTER DR, LAUREL, MD 20723-1465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 4 U LLC |
| Mar 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 4 U LLC |
| Sep 24, 2018 | Grant Deed, Transfer · Conventional Mortgage MORTGAGE 4U |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2018 · Amount on Record |
| Deed Sale | Sep 24, 2018 · Amount on Record |
| Prior Sale | May 22, 2001 · Amount on Record |
| Deed Book / Page | 18379 / 40 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9405 ULSTER DR, LAUREL, MD 20723-1465 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | KK TITLE AND ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 9405 ULSTER DR, LAUREL, MD 20723-1465 |
| Document Number | 0201730130 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | 20173/130 |
| Name | MORTGAGE 4 U LLC |
|---|---|
| Type | Mortgage Company |
| Address | GAITHERSBURG, MD 20879 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9405 ULSTER DR, LAUREL, MD 20723-1465 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0185880193 |
|---|---|
| Date | Mar 20, 2019 |
| Book Page | 18588/193 |
| Name | MORTGAGE 4 U LLC |
|---|---|
| Type | Mortgage Company |
| Address | GAITHERSBURG, MD 20879 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Aug 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 24, 2018 |
| Property Address | 9405 ULSTER DR, LAUREL, MD 20723-1465 |
| Document Number | 0183790040 |
| Book / Page | 018379 / 000040 |
| Instrument Date | Jul 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $389.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9405 ULSTER DR LAUREL MD 207231465, LAUREL, MD 20723-1465 |
| Document Number | 183790048 |
|---|---|
| Date | Sep 24, 2018 |
| Book Page | 018379/000048 |
| Name | MORTGAGE 4U |
|---|---|
| Type | Mortgage Company |
| Address | GAITHERSBURG, MD 20879 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2048 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,587.00 (-0.51%) Homeowner's exemption | $539,500 (+4.43%) | $585,300 (+13.3%) Land $255,600 Building $329,700 |
| 2025 | $7,626.00 (+57.33%) Homeowner's exemption | $516,600 (+12.5%) Land $215,600 Building $301,000 | $516,600 (-) Land $215,600 Building $301,000 |
| 2023 | $459,200 | $516,600 Land $215,600 Building $301,000 | |
| 2022 | $4,847.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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