Howard County property record for 9429 Ulster Dr, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,456 sqft · built 1998 |
| Lot Size | 0.217 acres (9,474 sqft) |
| Owner | Individual Name on File |
| Last Sale | $519,000 (Dec 2006) |
| Tax Bill | $8,476 (2026) |
| Deeds & Mortgages | Jan 2017 Mortgage Sep 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-555888 |
| Primary APN | 06-555888 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,456 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,474 sqft (0.217 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 40 sqft |
| Deck Area | 308 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 555888 |
|---|---|
| Street Address | 9429 ULSTER DR |
| City | LAUREL |
| State | MD |
| Zip | 20723-1465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 352 9,474 SQ 9429 ULSTER DR KINGSWOODS SEC 4 |
| Legal Subdivision | KINGSWOODS SEC 04 |
| Legal Lot Number | 352 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 606904 |
9429 Ulster Dr is owned and occupied by an individual who bought it in December 2006.
Source: Howard County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9429 ULSTER DR, LAUREL, MD 20723-1465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY DIRECT MORTGAGE LLC |
| Sep 12, 2018 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU |
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY DIRECT MORTGAGE LLC |
| Jun 24, 2020 | Quit Claim Deed MTA TITLE AND ESCROW LLC, MTA TITLE & ESCROW LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2006 · Amount on File |
| Deed Sale | Dec 27, 2006 · Amount on File |
| Prior Sale | Dec 23, 1997 · Amount on File |
| Deed Document Number | 200674931 |
| Deed Book / Page | 10435 / 658 |
| Transfer Doc | 0000000422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9429 ULSTER DR, LAUREL, MD 20723-1465 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0173750376 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 17375/376 |
| Instrument | 17375-376 |
| Name | FIDELITY DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GAITHERSBURG, MD 20878 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9429 ULSTER DR, LAUREL, MD 20723-1465 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0183610017 |
|---|---|
| Date | Sep 12, 2018 |
| Book Page | 18361/017 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Sep 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9429 ULSTER DR, LAUREL, MD 20723-1465 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9429 ULSTER DR, LAUREL, MD 20723-1465 |
| Document Number | 0200440077 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 20044/77 |
| Name | FIDELITY DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GAITHERSBURG, MD 20878 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 24, 2020 |
| Property Address | 9429 ULSTER DR, LAUREL, MD 20723-1465 |
| Document Number | 0194670313 |
| Book / Page | 019467 / 000313 |
| Instrument Date | May 29, 2020 |
| Record Updated | Jul 28, 2020 |
| Title Company | MTA TITLE AND ESCROW LLC, MTA TITLE & ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 9429 ULSTER DR LAUREL MD 207231465, LAUREL, MD 20723-1465 |
The 2026 property tax bill for 9429 Ulster Dr was $8,476 with a homeowner's exemption, down 0.5% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,476.00 (-0.48%) Homeowner's exemption | $607,933 (+4.21%) | $657,000 (+12.62%) Land $270,100 Building $386,900 |
| 2025 | $8,517.00 (+4.76%) Homeowner's exemption | $583,400 Land $230,100 Building $353,300 | $583,400 Land $230,100 Building $353,300 |
| 2024 | $8,130.00 | ||
| 2023 | $517,267 | $583,400 Land $230,100 Building $353,300 | |
| 2022 | $5,452.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9429 Ulster Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9429 Ulster Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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