Osceola County property record for 9405 Luna Dr, Saint Cloud, FL 34773
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,296 sqft · built 2020 |
| Lot Size | 0.646 acres (28,183 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $326,000 (Jul 2025) |
| Tax Bill | $3,730 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 107241 |
| Primary APN | 107241 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,296 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 28,183 sqft (0.646 acres) |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 107241 |
|---|---|
| Street Address | 9405 LUNA DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-9515 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | OAC |
| Legal Description | CANAVERAL ACRES NO 2 PB 2 PG 18 LOT 259 |
| Legal Range | 33E |
| Legal Township | 27S |
| Legal Section | 18 |
| Legal Subdivision | CANAVERAL ACRES UN2 |
| Legal Tract | 2720 |
| Legal Block | 1 |
| Legal Lot Number | 259 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 43802 |
Source: Osceola County assessment roll, APN 107241, as of July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 9405 LUNA DR, SAINT CLOUD, FL 34773-9515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 07, 2021 | Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Jul 07, 2020 | Warranty Deed, Transfer ALAN & CHERYL TAYLOR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 11, 2025 · Amount on Record |
| Deed Sale | Jul 11, 2025 · Amount on Record |
| Prior Sale | Jul 07, 2020 · Amount on Record |
| Deed Document Number | 0068222928 |
| Deed Book / Page | 5997 / 1073 |
| Prior Transfer Date | Jul 07, 2021 |
| Prior Transfer Doc | 2021105823 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 07, 2021 |
| Property Address | 9405 LUNA DR, SAINT CLOUD, FL 34773-9515 |
| Document Number | 0059971073 |
| Book / Page | 5997 / 1073 |
| Map Reference | MB 2 PG 18 |
| Instrument Date | Mar 03, 2021 |
| Instrument | 2021105823 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | NU WORLD TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,309.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4601 NEPTUNE RD, 4601, SAINT CLOUD, FL 34769-6753 |
| Name | Verified Name |
|---|---|
| Address | 9405 LUNA DR, SAINT CLOUD, FL 34773 |
| Document Number | 0059971077 |
|---|---|
| Date | Jul 07, 2021 |
| Instrument | 5997/1077 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 07, 2020 |
| Property Address | 9405 LUNA DR, SAINT CLOUD, FL 34773-9515 |
| Document Number | 0057500044 |
| Book / Page | 005750 / 000044 |
| Instrument Date | Jul 06, 2020 |
| Instrument | 87088 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2020 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $175.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4601 NEPTUNE RD ST CLOUD FL 347696753, ST CLOUD, FL 34769-6753 |
| Document Number | 57500046 |
|---|---|
| Date | Jul 07, 2020 |
| Book Page | 005750/000046 |
| Instrument | 87089 |
| Name | ALAN & CHERYL TAYLOR |
|---|---|
| Address | 17585 DEER ISLE CIR, WINTER GARDEN, FL 34787-9420 |
| Amount | Amount Recorded |
|---|
Source: Osceola County assessment roll as of July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,730.00 (+12.11%) | $229,000 (+2.37%) Land $50,000 Building $179,000 | $229,000 (+2.37%) Land $50,000 Building $179,000 |
| 2023 | $3,327.00 (+18.91%) | $223,700 (+40.34%) Land $45,000 Building $178,700 | $223,700 (+40.34%) Land $45,000 Building $178,700 |
| 2022 | $2,798.00 | $159,400 Land $31,500 Building $127,900 | $159,400 Land $31,500 Building $127,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
| Wildfire Risk | High above 88% of the US · above 81% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 60 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System, water system FL3494429, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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