Osceola County property record for 9285 Luna Dr, Saint Cloud, FL 34773
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 1 ba · 672 sqft · built 1983 |
| Lot Size | 0.899 acres (39,160 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Oct 2026) |
| Tax Bill | $1,991 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Mar 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-27-32-2710-0001-0230 |
| Primary APN | 13-27-32-2710-0001-0230 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 672 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 39,160 sqft (0.899 acres) |
| Lot Dimensions | 288 ft deep x 140 ft wide |
| Patio Area | 132 sqft |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Heating System | Central |
|---|
| Street Address | 9285 LUNA DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-9674 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | OPUD |
| Legal Description | CANAVERAL ACRES 1 PB 2 PG 017 LOT 23 |
| Legal Range | 32E |
| Legal Township | 27S |
| Legal Section | 13 |
| Legal Subdivision | CANAVERAL ACRES 1 |
| Legal Tract | 23 |
| Legal Block | 230 |
| Legal Lot Number | 23 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 43802 |
Source: Osceola County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9285 LUNA DR, SAINT CLOUD, FL 34773-9674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 1, 2021 | Warranty Deed, Transfer TURNER TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2026 · Amount on Record |
| Deed Sale | Oct 8, 2026 · Amount on Record |
| Prior Sale | May 14, 2025 · Amount on Record |
| Deed Document Number | 2026129960 |
| Deed Book / Page | 7046 / 983 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 8, 2026 |
| Property Address | 9285 LUNA DR, SAINT CLOUD, FL 34773-9674 |
| Document Number | 0000129960 |
| Book / Page | 7046 / 983 |
| Instrument Date | Oct 6, 2026 |
| Instrument | 2026129960 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | UNIK TITLE LLC, UNIK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155,540.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9285 LUNA DR, SAINT CLOUD, FL 34773-9674 |
| Document Number | 0000129961, |
|---|---|
| Date | Oct 8, 2026 |
| Instrument | 2026129961 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 1, 2021 |
| Property Address | 9285 LUNA DR, SAINT CLOUD, FL 34773-9674 |
| Document Number | 0059001467 |
| Book / Page | 5900 / 1467 |
| Map Reference | MB 2 PG 17 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 2021029177 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | TURNER TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $605.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 990374, NAPLES, FL 34116-6064 |
| Name | Verified Name |
|---|---|
| Address | 3545 SANCTUARY DR, SAINT CLOUD, FL 34769-7125 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,991.00 (+138.73%) | $92,300 (+65.58%) Land $50,000 Building $42,300 | $92,300 (+10.14%) Land $50,000 Building $42,300 |
| 2023 | $834.00 Homeowner's exemption Senior Citizen's exemption | $55,744 | $83,800 Land $45,000 Building $38,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 77% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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