Howard County property record for 9405 Clocktower Ln, Columbia, MD 21046
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,239 sqft · built 1981 |
| Lot Size | 0.043 acres (1,873 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (May 2024) |
| Tax Bill | $5,944 (2025) |
| Deeds & Mortgages | May 2024 Sale & Mortgage Sep 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-159573 |
| Primary APN | 16-159573 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,239 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,873 sqft (0.043 acres) |
| Garage Type | Built-in |
| Garage Area | 221 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 40 sqft |
| Deck Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 159573 |
|---|---|
| Street Address | 9405 CLOCKTOWER LN |
| City | COLUMBIA |
| State | MD |
| Zip | 21046-1807 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | NT |
| Legal Description | LOT D-4 .043 A 9405 CLOCKTOWER LANE VIL KINGS CONTRIVANCE |
| Legal Subdivision | VILLAGE OF KINDS CONTRIVANCE |
| Legal Lot Number | D 4 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 606804 |
Source: Howard County assessment roll, APN 16-159573, as of August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9405 CLOCKTOWER LN, COLUMBIA, MD 21046-1807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 06, 2024 | Deed, Transfer · Conventional Mortgage NAVY FCU |
| Sep 13, 2023 | Deed, Transfer APEX SETTLEMENT CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 06, 2024 · Amount on Record |
| Deed Sale | May 06, 2024 · Amount on Record |
| Prior Sale | Sep 13, 2023 · Amount on Record |
| Prior Transfer Date | Jul 26, 2016 |
| Prior Transfer Doc | 0172140220 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 06, 2024 |
| Property Address | 9405 CLOCKTOWER LN, COLUMBIA, MD 21046-1807 |
| Document Number | 0223380335 |
| Book / Page | 22338 / 335 |
| Map Reference | MB CMP 4827 |
| Instrument Date | May 01, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2024 |
| Title Company | APEX SETTLEMENT CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 9405 CLOCKTOWER LN, COLUMBIA, MD 21046-1807 |
| Document Number | 0022338342 |
|---|---|
| Date | May 06, 2024 |
| Instrument | 22338/342 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 13, 2023 |
| Property Address | 9405 CLOCKTOWER LN, COLUMBIA, MD 21046-1807 |
| Document Number | 0221130214 |
| Book / Page | 22113 / 214 |
| Map Reference | MB CMP 4827 |
| Instrument Date | Sep 08, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | APEX SETTLEMENT CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 12305 AUTUMN TREE LN, CLARKSVILLE, MD 21029-1451 |
Source: Howard County assessment roll as of August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $414,400 (+7.99%) Land $160,000 Building $254,400 | $414,400 (-) Land $160,000 Building $254,400 | |
| 2025 | $5,944.00 (+8.01%) | $383,733 (+19.02%) | $414,400 (+28.54%) Land $160,000 Building $254,400 |
| 2024 | $5,503.00 (+54.28%) | ||
| 2023 | $322,400 (+1.75%) Land $130,000 Building $192,400 | $322,400 (-) Land $130,000 Building $192,400 | |
| 2022 | $3,567.00 | $316,867 | $322,400 Land $130,000 Building $192,400 |
Source: FEMA National Flood Hazard Layer, Howard County (24027C), as of October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276068042, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · river or lake flooding |
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 434 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System, water system MD0130002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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