Howard County property record for 9404 Clocktower Ln, Columbia, MD 21046
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,304 sqft · built 1981 |
| Lot Size | 0.044 acres (1,916 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (May 2019) |
| Tax Bill | $5,873 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-160024 |
| Primary APN | 16-160024 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,304 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,916 sqft (0.044 acres) |
| Garage Type | Basement |
| Garage Area | 224 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 160024 |
|---|---|
| Street Address | 9404 CLOCKTOWER LN |
| City | COLUMBIA |
| State | MD |
| Zip | 21046-1806 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | NT |
| Legal Description | LOT D-45 .044 A 9404 CLOCKTOWER LN VIL KINGS CONT S 3 AR 1 |
| Legal Subdivision | VILLAGE KINGS CONTRIVANCE |
| Legal Lot Number | D 45 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 606804 |
Source: Howard County records · APN 16-160024
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9404 CLOCKTOWER LN, COLUMBIA, MD 21046-1806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 28, 2019 | Grant Deed, Transfer · Conventional with PMI FAIRWAY ASSET CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 28, 2019 · Amount on Record |
| Deed Sale | May 28, 2019 · Amount on Record |
| Prior Sale | Jan 26, 2011 · Amount on Record |
| Deed Book / Page | 18687 / 12 |
| Last Transfer Date | Dec 23, 2020 |
| Transfer Doc | 0200920172 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9404 CLOCKTOWER LN, COLUMBIA, MD 21046-1806 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | STRATEGIC NATIONAL TITLE GROUP, STRATEGIC NATL TTL GROUP LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0209460449 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 20946/449 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 28, 2019 |
| Property Address | 9404 CLOCKTOWER LN, COLUMBIA, MD 21046-1806 |
| Document Number | 0186870012 |
| Book / Page | 018687 / 000012 |
| Instrument Date | May 03, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2019 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9464 CLOCKTOWER LN COLUMBIA MD 210461817, COLUMBIA, MD 21046-1817 |
| Document Number | 186870020 |
|---|---|
| Date | May 28, 2019 |
| Book Page | 018687/000020 |
| Name | FAIRWAY ASSET CORP |
|---|---|
| Address | ROCKVILLE, MD 20855 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 27, 2049 |
Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $438,500 (+8.11%) Land $160,000 Building $278,500 | $438,500 (-) Land $160,000 Building $278,500 | |
| 2025 | $5,873.00 (+5.12%) Homeowner's exemption | $405,600 (+19.36%) | $438,500 (+29.05%) Land $160,000 Building $278,500 |
| 2024 | $5,587.00 (+48.99%) | ||
| 2023 | $339,800 (+2.01%) Land $130,000 Building $209,800 | $339,800 (-) Land $130,000 Building $209,800 | |
| 2022 | $3,750.00 Homeowner's exemption | $333,100 | $339,800 Land $130,000 Building $209,800 |
Source: FEMA National Flood Hazard Layer as of October 31, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · river or lake flooding |
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 434 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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