9403 White Oaks Ct, Champlin, MN 55316 Property Records

Hennepin County property record for 9403 White Oaks Ct, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 1,944 sqft · built 1997
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,900 (Apr 2019)
Tax Bill	$5,844 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-120-21-32-0050`

Property Details

APN / Parcel Number

Primary APN	`31-120-21-32-0050`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
Gross Area	3,680 sqft
1st Floor Area	1,152 sqft
2nd Floor Area	792 sqft
Basement Area	915 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Depth	119 ft Depth
View / Lot	Lake
Garage Type	Attached
Garage Area	680 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	112 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	9403 WHITE OAKS CT
City	CHAMPLIN
State	MN
Zip	55316-2673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 006 BLOCK 001 T ENGSTROMS WHITE OAKS ADDN N90X119X122X121
Legal Range	21
Legal Township	120
Legal Section	31
Legal Quarter	32
Legal Subdivision	ENGSTROMS WHITE OAKS ADDN
Legal Block	1
Legal Lot Number	6
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	1
Census Block	1001
Census Tract	26907

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9403 WHITE OAKS CT, CHAMPLIN, MN 55316-2673
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Apr 10, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2019 · Amount on Record
Deed Sale	Apr 10, 2019 · Amount on Record
Prior Sale	Nov 4, 1997 · Amount on Record
Deed Document Number	20195605429
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	9403 WHITE OAKS CT, CHAMPLIN, MN 55316-2673
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05736801
Date	Aug 17, 2020
Instrument	T05736801

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Apr 10, 2019
Property Address	9403 WHITE OAKS CT, CHAMPLIN, MN 55316-2673
Document Number	0T05605429
Instrument Date	Apr 5, 2019
Instrument	T05605429
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	LIBERTY TITLE, LIBERTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,253.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9403 WHITE OAKS CT, CHAMPLIN, MN 55316-2673

Mortgage

Document Number	0T05605430
Date	Apr 10, 2019
Instrument	T05605430

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,844.00 (+16.62%)	$478,900 (+8.1%) Land $110,000 Building $368,900	$478,900 (+8.1%) Land $110,000 Building $368,900
2023	$5,011.00 Homeowner's exemption
2022		$443,000 Land $100,000 Building $343,000	$443,000 Land $100,000 Building $343,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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