Harrison County property record for 9401 Lost Tree Trl, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,551 sqft · built 2020 |
| Lot Size | 0.355 acres (15,465 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,600 (Mar 2024) |
| Tax Bill | $3,294 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1107-33-035.046 |
| Primary APN | 1107-33-035.046 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 3,551 sqft Adjusted Area |
| 1st Floor Area | 2,842 sqft |
| 2nd Floor Area | 313 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,465 sqft (0.355 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 9401 LOST TREE TRL |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39532-6505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 40 NATURES TRAIL SUBD PH 1 SEC 33-6-10 |
| Legal Range | 10W |
| Legal Township | 06S |
| Legal Section | 33 |
| Legal Subdivision | NATURES TRAIL SUBD PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 40 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 3403 |
Source: Harrison County records, as of May 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9401 LOST TREE TRL, BILOXI, MS 39532-6505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOPE FEDERAL CREDIT UNION |
| Mar 1, 2024 | Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA |
| Nov 3, 2020 | Deed of Trust, Mortgage · VA Mortgage DSLD MORTGAGE LLC |
| Nov 3, 2020 | Warranty Deed, Subdivision Related Transfer NOT AVAILABLE, DSLD TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2024 · Amount on Record |
| Deed Sale | Mar 1, 2024 · Amount on Record |
| Prior Sale | Nov 3, 2020 · Amount on Record |
| Deed Document Number | 20241188 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Apr 28, 2026 |
| Property Address | 9401 LOST TREE TRL, BILOXI, MS 39532-6505 |
| Document Number | 0000002412 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 20262412 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 9401 LOST TREE TRL, BILOXI, MS 39532-6505 |
| Document Number | 0000002412, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 20262412 |
| Name | HOPE FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Mar 1, 2024 |
| Property Address | 9401 LOST TREE TRL, BILOXI, MS 39532-6505 |
| Document Number | 20240001188DJ2 |
| Map Reference | MB 31 PG 13 |
| Instrument Date | Mar 1, 2024 |
| Instrument | 2024-0001188-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 MCNARNEY DR, BILOXI, MS 39531-3170 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9401 LOST TREE TRL, BILOXI, MS 39532-6505 |
| Document Number | 20240001189TJ2 |
|---|---|
| Date | Mar 1, 2024 |
| Instrument | 2024-0001189-T-J2 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 9401 LOST TREE TRL, BILOXI, MS 39532-6505 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2023 |
| Title Company | NOT AVAILABLE, DSLD TITLE |
| Name | Verified Name |
|---|
| Document Number | 20200003953TJ2 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 2020-0003953-T-J2 |
| Name | DSLD MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Nov 3, 2020 |
| Property Address | 9401 LOST TREE TRL, BILOXI, MS 39532-6505 |
| Document Number | 20200004091DJ2 |
| Map Reference | PB 31 PG 13 |
| Instrument Date | Oct 27, 2020 |
| Instrument | 2020-0004091-D-J2 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | NOT AVAILABLE, DSLD TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1220 S RANGE AVE, 1220, NEW ORLEANS, LA 70126 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 9401 LOST TREE TRAIL, BILOXI, MS 39532-6505 |
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,294.00 (-36.64%) Homeowner's exemption Disabled Person's exemption | $31,181 (+4.81%) | $311,806 (+4.81%) Land $50,000 Building $261,806 |
| 2024 | $5,199.00 (+51.18%) | ||
| 2023 | $3,439.00 (-0.64%) | $29,749 | $297,492 Land $50,000 Building $247,492 |
| 2022 | $3,461.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 63 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 29 (1995–2026) |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 88% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| CoastConnect Fiber | 2,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
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