Harrison County property record for 9395 Lost Tree Trl, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,395 sqft · built 2021 |
| Lot Size | 0.298 acres (13,012 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $283,220 (Dec 2024) |
| Tax Bill | $2,249 (2022) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1107-33-036.029 |
| Primary APN | 1107-33-036.029 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,395 sqft Adjusted Area |
| 1st Floor Area | 2,063 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,012 sqft (0.298 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 9395 LOST TREE TRL |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39532-6503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 84 NATURES TRAIL SUB PH 2 SEC 33-6-10 |
| Legal Range | 10W |
| Legal Township | 06S |
| Legal Section | 33 |
| Legal Subdivision | NATURES TRAIL SUB PH 2 FINAL |
| Legal Phase | 2 |
| Legal Lot Number | 84 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 3403 |
Source: Harrison County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9395 LOST TREE TRL, BILOXI, MS 39532-6503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 19, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Sep 9, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 29, 2021 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2024 · Amount on Record |
| Deed Sale | Dec 12, 2024 · Amount on Record |
| Prior Sale | Jun 29, 2021 · Amount on Record |
| Deed Document Number | 20247525 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Jun 19, 2026 |
| Property Address | 9395 LOST TREE TRL, BILOXI, MS 39532-6503 |
| Document Number | 0000003711 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20263711 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 9395 LOST TREE TRL, BILOXI, MS 39532-6503 |
| Document Number | 0000003711, |
|---|---|
| Date | Jun 19, 2026 |
| Instrument | 20263711 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 9395 LOST TREE TRL, BILOXI, MS 39532-6503 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 9395 LOST TREE TRL, BILOXI, MS 39532-6503 |
| Document Number | 20250006414TJ2 |
|---|---|
| Date | Sep 9, 2025 |
| Instrument | 2025-0006414-T-J2 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Jun 29, 2021 |
| Property Address | 9395 LOST TREE TRL, BILOXI, MS 39532-6503 |
| Document Number | 20210002805DJ2 |
| Map Reference | PB 33 PG 22 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 2021-0002805-D-J2 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9395 LOST TREE TRL, BILOXI, MS 39532-6503 |
| Document Number | 20210002991TJ2 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021-0002991-T-J2 |
| Name | DHI MORTGAGE CO |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,856 (+4.3%) | $228,564 (+4.31%) Land $50,000 Building $178,564 | |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $21,913 | $219,130 Land $50,000 Building $169,130 |
| 2022 | $2,249.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 63 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 29 (1995–2026) |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 86% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| CoastConnect Fiber | 2,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures