9400 Arnold Rd, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 9400 Arnold Rd, Ira, MI 48023

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,680 sqft · built 2020
Lot Size	10.1 acres (442,134 sqft)
Owner	2 Individual Names on Record
Last Sale	$97,000 (Dec 2018)
Tax Bill	$10,368 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-23-004-3003-600`

Property Details

APN / Parcel Number

Primary APN	`74-23-004-3003-600`

Interior

Full Baths	3 Baths
Building Area	2,680 sqft Living Area
1st Floor Area	2,480 sqft
Basement Area	2,480 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	442,134 sqft (10.1 acres)
Lot Depth	982 ft Depth
Garage Area	797 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9400 ARNOLD RD
City	IRA
State	MI
Zip	48023-1208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AEC
Legal Description	BEG N 89D 58 1/2M E 875' FROM SW SEC COR, TH N 982.57', TH N 89D 58 1/2M E 448.07', TH S 0D 13M E 982.58', TH S 89D 58 1/2M W
Legal Range	15E
Legal Township	03N
Legal Section	04
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	4
Census Block	4007
Census Tract	650100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9400 ARNOLD RD, IRA, MI 48023-1208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Quit Claim Deed, Transfer · Conventional Mortgage BANK NATIONAL ASSOCIATION
Apr 27, 2020	Deed of Trust, Mortgage · Construction Mortgage TRI COUNTY BANK
Jun 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage TRI COUNTY BANK
Dec 3, 2018	Warranty Deed, Transfer MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2018 · Amount on Record
Deed Sale	Dec 3, 2018 · Amount on Record
Deed Document Number	201826350
Deed Book / Page	5012 / 153
Last Transfer Date	Jul 21, 2026
Transfer Doc	0000015516
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 31, 2026
Property Address	9400 ARNOLD RD, IRA, MI 48023-1208
Document Number	0000015516
Book / Page	5949 / 709
Instrument Date	Jul 21, 2026
Instrument	202615516
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9400 ARNOLD RD, IRA, MI 48023-1208

Mortgage

Document Number	0000015517,
Date	Jul 31, 2026
Instrument	202615517

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9400 ARNOLD RD, IRA, MI 48023-1208
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005178360
Date	Apr 27, 2020
Book Page	5178/360
Instrument	2020010044

Lender

Name	TRI COUNTY BANK
Type	Bank
Address	BROWN CITY, MI 48416

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 15, 2021

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 14, 2021
Property Address	9400 ARNOLD RD, IRA, MI 48023-1208
Document Number	0005378928
Book / Page	5378 / 928
Instrument Date	Jun 3, 2021
Instrument	2021017470
Transaction Type	Transfer
Record Updated	Sep 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6815 CHURCH RD, IRA, MI 48023-1917

Mortgage

Document Number	2021017471
Date	Jun 14, 2021
Instrument	2021017471

Lender

Name	TRI COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 3, 2018
Property Address	9400 ARNOLD RD, IRA, MI 48023-1208
Document Number	0050120153
Book / Page	005012 / 000153
Instrument Date	Nov 19, 2018
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	PLATINUMFIRST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8420 NORTHFIELD BLVD DETROIT MI 482371807, DETROIT, MI 48237-1807

Mortgage

Document Number	50120155
Date	Dec 3, 2018
Book Page	005012/000155

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.87%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,400 (+6.72%)	$720,800 (+6.72%)
2025	$10,368.00 (+3.09%) Homeowner's exemption	$337,700 (+31.4%)
2024	$10,057.00 (-19.86%)		$675,400 (+31.4%)
2023		$257,000
2022	$12,549.00		$514,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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