9395 Arnold Rd, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 9395 Arnold Rd, Ira, MI 48023

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,317 sqft · built 2020
Lot Size	5.49 acres (239,362 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Sep 2019)
Tax Bill	$10,151 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Aug 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`74-23-009-1003-001`

Property Details

APN / Parcel Number

Primary APN	`74-23-009-1003-001`

Interior

Full Baths	2 Baths
Building Area	2,317 sqft Living Area
1st Floor Area	2,317 sqft
Basement Area	2,317 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	239,362 sqft (5.49 acres)
Lot Dimensions	957 ft deep x 250 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9395 ARNOLD RD
City	IRA
State	MI
Zip	48023-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AEC
Legal Description	BEG S 89D 49M 28S E 1075.15' FROM NW SEC COR, TH S 89D 49M 28S E 250', TH S 00D 12M 07S W 956.76', TH N 89D 54M 23S W 250',
Legal Range	15E
Legal Township	03N
Legal Section	09
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	4
Census Block	4019
Census Tract	650100

Owner

9395 Arnold Rd is owned and occupied by an individual who acquired it in April 2025.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	9395 ARNOLD RD, IRA, MI 48023-1207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Line of Credit MICHIGAN CATHOLIC CU
Aug 4, 2020	Deed of Trust, Mortgage FLAGSHIP COMMUNITY FCU
Nov 14, 2020	Deed of Trust, Mortgage FLAGSHIP CMNTY FCU
Apr 27, 2020	Deed of Trust, Mortgage LAKE MI CU
Sep 26, 2019	Warranty Deed, Transfer CISLO TITLE, CISLO TITLE CO
Aug 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSHIP CMNTY FCU
Jun 7, 2017	Warranty Deed, Transfer ASK SERVICES INC, ASK SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2019 · Amount on File
Deed Sale	Sep 26, 2019 · Amount on File
Prior Sale	Oct 1, 2018 · Amount on File
Deed Document Number	201919919
Deed Book / Page	5101 / 124
Last Transfer Date	Apr 15, 2025
Transfer Doc	0005805627
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9395 ARNOLD RD, IRA, MI 48023-1207
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9395 ARNOLD RD, IRA, MI 48023-1207

Mortgage

Document Number	0005432320
Date	Oct 8, 2021
Book Page	5432/320
Instrument	2021028553

Lender

Name	MICHIGAN CATHOLIC CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9395 ARNOLD RD, IRA, MI 48023-1207
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9415 ARNOLD RD, IRA, MI 48023-1209

Mortgage

Document Number	0005222196
Date	Aug 4, 2020
Book Page	5222/196
Instrument	2020018348

Lender

Name	FLAGSHIP COMMUNITY FCU
Type	Credit Union
Address	PORT HURON, MI 48060

Agreement

Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9395 ARNOLD RD, IRA, MI 48023-1207
Document Number	0052840245
Instrument Date	Nov 14, 2020
Transaction Type	Mortgage
Record Updated	Apr 10, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	51061 BLACKWELL ST NEW BALTIMORE MI 480472525, NEW BALTIMORE, MI 48047-2525

Mortgage

Document Number	0052840245
Date	Dec 8, 2020
Book Page	005284/000245

Lender

Name	FLAGSHIP CMNTY FCU
Address	PORT HURON, MI 48060

Agreement

Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9395 ARNOLD RD, IRA, MI 48023-1207
Document Number	0051990675
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31253 BURTON ST ST CLAIR SHORES MI 480821464, ST CLAIR SHORES, MI 48082-1464

Mortgage

Document Number	0051990675
Date	Jun 16, 2020
Book Page	005199/000675

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 26, 2019
Property Address	9395 ARNOLD RD, IRA, MI 48023-1207
Document Number	0051010124
Book / Page	005101 / 000124
Instrument Date	Aug 19, 2019
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount on Record
Tax	$688.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	51061 BLACKWELL ST NEW BALTIMORE MI 480472525, NEW BALTIMORE, MI 48047-2525

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9395 ARNOLD RD, IRA, MI 48023-1207
Document Number	0050930594
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	51061 BLACKWELL ST NEW BALTIMORE MI 480472525, NEW BALTIMORE, MI 48047-2525

Mortgage

Document Number	0050930594
Date	Sep 5, 2019
Book Page	005093/000594

Lender

Name	FLAGSHIP CMNTY FCU
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 7, 2017
Property Address	9395 ARNOLD RD, IRA, MI 48023-1207
Document Number	0048380358
Book / Page	004838 / 000358
Instrument Date	May 18, 2017
Transaction Type	Transfer
Record Updated	May 26, 2020
Title Company	ASK SERVICES INC, ASK SVCS INC

Transaction

Amount	Amount on Record
Tax	$616.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9415 ARNOLD RD IRA MI 480231209, IRA, MI 48023-1209

Tax Assessment & Valuation

The 2025 property tax bill for 9395 Arnold Rd was $10,151 with a homeowner's exemption, up 6.4% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,900 (+9.36%)	$721,800
2025	$10,151.00 (+6.38%) Homeowner's exemption	$330,000
2024	$9,542.00		$660,000
2023		$265,000
2022	$7,546.00		$530,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9395 Arnold Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9395 Arnold Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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