Miami County property record for 940 Wilson Rd, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,176 sqft · built 1940 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $156,000 (Apr 2026) |
| Tax Bill | $722 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Line of Credit Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C06-041700 |
| Primary APN | C06-041700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 2,352 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 84 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 940 WILSON RD |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-9442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-7-25 SE COR SE |
| Legal Range | 05 |
| Legal Township | 07 |
| Legal Section | 25 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 365301 |
Source: Miami County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 940 WILSON RD, TROY, OH 45373-9442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2026 | Warranty Deed, Transfer · Line of Credit IH CREDIT UNION INC |
| Sep 30, 2025 | Fiduciary Deed, Transfer EQUITY TRUST COMPANY AS TI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2026 · Amount on Record |
| Deed Sale | Apr 29, 2026 · Amount on Record |
| Prior Sale | Sep 30, 2025 · Amount on Record |
| Deed Document Number | 20265070 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Apr 29, 2026 |
| Property Address | 940 WILSON RD, TROY, OH 45373-9442 |
| Document Number | 0000005070 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026.5070 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | CITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31,512.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 940 WILSON RD, TROY, OH 45373-9442 |
| Document Number | 0000005071, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 2026..5071 |
| Name | IH CREDIT UNION INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Sep 30, 2025 |
| Property Address | 940 WILSON RD, TROY, OH 45373-9442 |
| Document Number | 0000011209 |
| Map Reference | VOL 63 PG 134 |
| Instrument Date | Aug 22, 2025 |
| Instrument | 2025OR-11209 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | FIRST OHIO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5510 STATE ROUTE 589, FLETCHER, OH 45326-8739 |
| Document Number | 0000011210 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2025OR-11210 |
| Name | EQUITY TRUST COMPANY AS TI |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $722.00 (-29.7%) Homeowner's exemption | $40,780 (+12.65%) Land $10,050 Building $30,730 | $116,500 (+12.67%) Land $28,700 Building $87,800 |
| 2024 | $1,027.00 (-0.39%) Homeowner's exemption | $36,200 (-) Land $8,790 Building $27,410 | |
| 2023 | $1,031.00 (+15.2%) Homeowner's exemption | $36,200 (-) Land $8,790 Building $27,410 | $103,400 (-) Land $25,100 Building $78,300 |
| 2022 | $895.00 Homeowner's exemption | $36,200 Land $8,790 Building $27,410 | $103,400 Land $25,100 Building $78,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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