Miami County property record for 870 Wilson Rd, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 912 sqft · built 1951 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | Individual Name on File |
| Last Sale | $58,500 (Sep 2009) |
| Tax Bill | $829 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C06-041000 |
| Primary APN | C06-041000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 1,824 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 42,689 sqft (0.98 acres) |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 870 WILSON RD |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-9442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-7-25 SE PT SW |
| Legal Range | 05 |
| Legal Township | 07 |
| Legal Section | 25 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 365301 |
870 Wilson Rd is owned and occupied by an individual who bought it in September 2009.
Source: Miami County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 870 WILSON RD, TROY, OH 45373-9442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2009 · Amount on File |
| Deed Sale | Sep 17, 2009 · Amount on File |
| Prior Sale | Mar 1, 1982 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 870 WILSON RD, TROY, OH 45373-9442 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004865 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 2021OR-04865 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 870 Wilson Rd was $829 with a homeowner's exemption, down 27.3% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $829.00 (-27.28%) Homeowner's exemption | $45,120 (+15.4%) Land $17,850 Building $27,270 | $128,900 Land $51,000 Building $77,900 |
| 2024 | $1,140.00 (-0.09%) Homeowner's exemption | $39,100 (-) Land $15,610 Building $23,490 | |
| 2023 | $1,141.00 (+15.37%) Homeowner's exemption | $39,100 (-) Land $15,610 Building $23,490 | $111,700 (-) Land $44,600 Building $67,100 |
| 2022 | $989.00 Homeowner's exemption | $39,100 Land $15,610 Building $23,490 | $111,700 Land $44,600 Building $67,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 870 Wilson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 870 Wilson Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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