940 White Oak Rd, Irvine, KY 40336 Property Records

Estill County property record for 940 White Oak Rd, Irvine, KY 40336

Property Summary

Property TypeSingle Family Home
Lot Size5.49 acres (239,275 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Aug 2026)
Tax Bill$221 (2025)
Deeds & MortgagesAug 2026 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN069-00-00-024.00

Property Details

APN / Parcel Number

Primary APN069-00-00-024.00
Alternative APN
  • 28908 1

Exterior

Lot Area239,275 sqft (5.49 acres)
TerrainRolling

Location & Zoning

Account Number28908 1
Street Address940 WHITE OAK RD
CityIRVINE
StateKY
Zip40336-7749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHITE OAK RD LOT 5.493 ACRES
JurisdictionESTILL KY
Township / Civil DivisionIRVINE
Census Block Group2
Census Block2000
Census Tract920202

Owner

Source: Estill County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address940 WHITE OAK RD, IRVINE, KY 40336-7749
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2026 · Amount on Record
Deed SaleAug 21, 2026 · Amount on Record
Deed Document Number2026264955
Deed Book / Page356 / 78
Prior Transfer DateAug 26, 2022
Prior Transfer Doc0000254720
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionESTILL KY
Recording DateAug 21, 2026
Property Address940 WHITE OAK RD, IRVINE, KY 40336-7749
Document Number0000264955
Book / Page356 / 78
Instrument DateAug 17, 2026
Instrument2026264955
Transaction TypeConstruction Loan
Record UpdatedSep 24, 2026
Title CompanyFOUNDATION TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$12,625.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address940 WHITE OAK RD, IRVINE, KY 40336-7749

Mortgage

Document Number0000264955,
DateAug 21, 2026
Book PageK/13.633
Instrument2026264955
Lender
NameBANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term1 Months
DueSep 17, 2026
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Estill County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyEstill County
Unified School DistrictEstill County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$21,000 (-) Land $21,000$21,000 (-) Land $21,000
2025$221.00 (-1.78%)$21,000 (-) Land $21,000$21,000 (-) Land $21,000
2023$225.00$21,000 Land $21,000$21,000 Land $21,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 24, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims4 (2019–2025)
Most Recent ClaimFeb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 2 claims
  • Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 70% of Kentucky
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIRVINE MUNICIPAL UTILITIES
serves 5,649 people · EPA ID KY0330205
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Nov 2019
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureOrganic carbon removal
Oct 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Irvine Community Television
Fiber · Cable
2,000 / 2,000

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