865 White Oak Rd, Irvine, KY 40336 Property Records

Estill County property record for 865 White Oak Rd, Irvine, KY 40336

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,288 sqft · built 1970
Lot Size	1.13 acres (49,223 sqft)
Owner	Individual Name on Record
Last Sale	$124,500 (Nov 2018)
Tax Bill	$1,312 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`069-00-00-019.00`

Property Details

APN / Parcel Number

Primary APN	`069-00-00-019.00`
Alternative APN	`27931 1`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft
Family Room	Family Room

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	49,223 sqft (1.13 acres)
View / Lot	Flood Plain/Flood Zone
Garage Type	Mixed
Driveway	Asphalt Driveway
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	27931 1
Street Address	865 WHITE OAK RD
City	IRVINE
State	KY
Zip	40336-7748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	865 WHITE OAK RD LOT & HOUSE
Legal Subdivision	WHITE OAK CREEK
Jurisdiction	ESTILL KY
Township / Civil Division	IRVINE
Census Block Group	4
Census Block	4015
Census Tract	920202

Owner

Source: Estill County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	865 WHITE OAK RD, IRVINE, KY 40336-7748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2018 · Amount on Record
Deed Sale	Nov 5, 2018 · Amount on Record
Prior Sale	Dec 13, 2011 · Amount on Record
Deed Document Number	2018242920
Deed Book / Page	322 / 375
Record Updated	Oct 29, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESTILL KY
Recording Date	Nov 5, 2018
Property Address	865 WHITE OAK RD, IRVINE, KY 40336-7748
Document Number	D322/375
Book / Page	D322 / 375
Map Reference	DB 215 PG 215
Instrument Date	Oct 26, 2018
Instrument	242920
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1209 MEADOW GLEN DR, 1209, FRANKFORT, KY 40601-7626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 WHITE OAK RD, IRVINE, KY 40336-7748

Mortgage

Document Number	00000M/224
Date	Nov 5, 2018
Book Page	M/224
Instrument	242921

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Oct 26, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Estill County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Estill County
Unified School District	Estill County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,500 (-) Land $124,500	$124,500 (-) Land $124,500
2025	$1,312.00 (-1.87%)	$124,500 (-) Land $124,500	$124,500 (-) Land $124,500
2023	$1,337.00	$124,500 Land $124,500	$124,500 Land $124,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 24, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE MUNICIPAL UTILITIES serves 5,649 people · EPA ID KY0330205
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Nov 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Organic carbon removal Oct 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Irvine Community Television Fiber · Cable	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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