Hopkins County property record for 940 Shade Tree Rd, Nebo, KY 42441
| Property Type | Single Family Home |
|---|---|
| Details | 2,148 sqft |
| Lot Size | 6.66 acres (290,110 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $359,000 (Apr 2026) |
| Tax Bill | $943 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Oct 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MAP-27-5-4 |
| Primary APN | MAP-27-5-4 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,148 sqft Total Area |
| Lot Area | 290,110 sqft (6.66 acres) |
|---|---|
| Garage Type | Detached |
| Garage Area | 650 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Account Number | 41905 |
|---|---|
| Street Address | 940 SHADE TREE RD |
| City | NEBO |
| State | KY |
| Zip | 42441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | DB637 P664 |
| Jurisdiction | HOPKINS KY |
| Township / Civil Division | NEBO |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 970200 |
940 Shade Tree Rd is owned by two individuals who bought it in April 2026.
Source: Hopkins County records, as of May 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 936 SHADE TREE RD, NEBO, KY 42441-9389 |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 15, 2025 | Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY |
| Oct 24, 2022 | Deed of Trust, Mortgage · Line of Credit PLANTERS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2026 · Amount on File |
| Deed Sale | Apr 23, 2026 · Amount on File |
| Prior Sale | Jan 11, 2012 · Amount on File |
| Deed Document Number | 20263914 |
| Deed Book / Page | 844 / 360 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOPKINS KY |
| Recording Date | Apr 23, 2026 |
| Property Address | 940 SHADE TREE RD, NEBO, KY 42441 |
| Document Number | 0000003914 |
| Book / Page | 844 / 360 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026.3914 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $36,259.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINS KY |
| Property Address | 940 SHADE TREE RD, NEBO, KY 42441 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 930 SHADE TREE RD, NEBO, KY 42441-9389 |
| Document Number | MTG1497/261 |
|---|---|
| Date | Oct 15, 2025 |
| Book Page | MTG 1497/261 |
| Instrument | 2025010358 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | 2425 FREDERICA ST, OWENSBORO, KY 42301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINS KY |
| Property Address | 940 SHADE TREE RD, NEBO, KY 42441-9389 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 930 SHADE TREE RD, NEBO, KY 42441-9389 |
| Document Number | MTG1390/633 |
|---|---|
| Date | Oct 24, 2022 |
| Book Page | MTG 1390/633 |
| Instrument | 2022011803 |
| Name | PLANTERS BANK |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, KY 42450 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 15, 2032 |
The 2025 property tax bill for 940 Shade Tree Rd was $943.
Source: Hopkins County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hopkins County |
| Unified School District | Hopkins County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $943.00 | $87,500 | $87,500 |
| 2023 | $936.00 | $87,500 | $87,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 940 Shade Tree Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 940 Shade Tree Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEBO WATER DISTRICT serves 4,702 people · EPA ID KY0540977 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Watch TV Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
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