930 Shade Tree Rd, Nebo, KY 42441 Property Records

Hopkins County property record for 930 Shade Tree Rd, Nebo, KY 42441

Property Summary

Property Type	Single Family Home
Details	1,487 sqft · built 2007
Lot Size	2.32 acres (101,059 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,000 (Apr 2026)
Tax Bill	$1,631 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MAP-27-5-4-1`

Property Details

APN / Parcel Number

Primary APN	`MAP-27-5-4-1`
Alternative APN	`56219`

Interior

Stories	1 Story
Building Area	1,487 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	101,059 sqft (2.32 acres)
Garage Type	Attached
Garage Area	504 sqft
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	56219
Street Address	930 SHADE TREE RD
City	NEBO
State	KY
Zip	42441-9389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Subdivision	JAMES KELLY PROPERTY
Jurisdiction	HOPKINS KY
Township / Civil Division	NEBO
Census Block Group	1
Census Block	1032
Census Tract	970200

Owner

Source: Hopkins County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	936 SHADE TREE RD, NEBO, KY 42441-9389
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Oct 15, 2025	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY
Apr 30, 2018	Deed of Trust, Mortgage DIXON BANK
Mar 19, 2021	Intrafamily Transfer, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Prior Sale	Mar 19, 2021 · Amount on Record
Deed Document Number	20263914
Deed Book / Page	844 / 360
Prior Transfer Date	Feb 2, 2021
Prior Transfer Doc	0000791/29
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HOPKINS KY
Recording Date	Apr 23, 2026
Property Address	930 SHADE TREE RD, NEBO, KY 42441-9389
Document Number	0000003914
Book / Page	844 / 360
Instrument Date	Apr 20, 2026
Instrument	2026.3914
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,259.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman

Mortgage

Document Number	0000003915,
Date	Apr 23, 2026
Book Page	1517/41
Instrument	2026.3915

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	930 SHADE TREE RD, NEBO, KY 42441-9389
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	930 SHADE TREE RD, NEBO, KY 42441-9389

Mortgage

Document Number	MTG1497/238
Date	Oct 15, 2025
Book Page	MTG 1497/238
Instrument	2025010357

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	2425 FREDERICA ST, OWENSBORO, KY 42301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	930 SHADE TREE RD, NEBO, KY 42441-9389
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001212/521
Date	Apr 30, 2018
Book Page	1212/521
Instrument	2018004751

Lender

Name	DIXON BANK
Type	Bank
Address	DIXON, KY 42409

Agreement

Amount	Amount Recorded

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOPKINS KY
Recording Date	Mar 19, 2021
Property Address	930 SHADE TREE RD, NEBO, KY 42441-9389
Document Number	0000791/29
Book / Page	791 / 29
Map Reference	CAB 2 SL 346
Instrument Date	Feb 2, 2021
Instrument	2021002963
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	930 SHADE TREE RD, NEBO, KY 42441-9389

Mortgage

Document Number	2021002964
Date	Mar 19, 2021
Instrument	2021002964

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Hopkins County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hopkins County
Unified School District	Hopkins County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,631.00 (-0.06%)	$156,700 (-)	$156,700 (-)
2023	$1,632.00	$156,700	$156,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEBO WATER DISTRICT serves 4,702 people · EPA ID KY0540977
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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