Carroll County property record for 940 Ridge Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,363 sqft · built 1966 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,000 (Jun 2010) |
| Tax Bill | $3,268 (2026) |
| Deeds & Mortgages | Dec 2022 Second Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-052286 |
| Primary APN | 07-052286 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,363 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 195 sqft |
| Shed | 1 Shed |
| Shed Area | 280 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 052286 |
|---|---|
| Street Address | 940 RIDGE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CONSE |
| Legal Description | LT - 1.00 ACS 940 RIDGE RD WESTMINSTER |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 507702 |
940 Ridge Rd is owned and occupied by an individual who bought it in June 2010.
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 940 RIDGE RD, WESTMINSTER, MD 21157-6812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage POINT BREEZE CU |
| Jan 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage POINT BREEZE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2010 · Amount on File |
| Deed Sale | Jun 24, 2010 · Amount on File |
| Prior Sale | Oct 21, 2009 · Amount on File |
| Deed Document Number | 201093361 |
| Deed Book / Page | 6214 / 325 |
| Prior Transfer Date | Jun 17, 2010 |
| Prior Transfer Doc | 0062140325 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 940 RIDGE RD, WESTMINSTER, MD 21157-6812 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0109560436 |
|---|---|
| Date | Dec 30, 2022 |
| Book Page | 10956/436 |
| Name | POINT BREEZE CU |
|---|---|
| Type | Credit Union |
| Address | HUNT VALLEY, MD 21031 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 14, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 940 RIDGE RD, WESTMINSTER, MD 21157-6812 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0106300279 |
|---|---|
| Date | Jan 7, 2022 |
| Book Page | 10630/279 |
| Name | POINT BREEZE CU |
|---|---|
| Type | Credit Union |
| Address | HUNT VALLEY, MD 21031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2051 |
The 2026 property tax bill for 940 Ridge Rd was $3,268 with a homeowner's exemption, up 5.5% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,268.00 (+5.45%) Homeowner's exemption | $347,400 (+11.04%) Land $130,000 Building $217,400 | $347,400 (-) Land $130,000 Building $217,400 |
| 2025 | $3,099.00 Homeowner's exemption | $312,867 | $347,400 Land $130,000 Building $217,400 |
| 2023 | $2,754.00 Homeowner's exemption | $243,800 Land $130,000 Building $113,800 | $243,800 Land $130,000 Building $113,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 940 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 940 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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