830 Ridge Rd, Westminster, MD 21157 Property Records

Carroll County property record for 830 Ridge Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,220 sqft · built 1996
Lot Size	3.17 acres (138,216 sqft)
Owner	Trust Name on File
Last Sale	$350,000 (Jun 2005)
Tax Bill	$4,244 (2026)
Deeds & Mortgages	Jan 2026 Transfer May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-133251`

Property Details

APN / Parcel Number

Primary APN	`07-133251`
Alternative APNs	`7133251` `133251`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,220 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	138,216 sqft (3.17 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Deck Area	468 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	133251
Street Address	830 RIDGE RD
City	WESTMINSTER
State	MD
Zip	21157-6810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT - 3.173 ACS 830 RIDGE RD WESTMINSTER
Legal Subdivision	SUMMIT RIDGE
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1000
Census Tract	507702

Owner

830 Ridge Rd is owner-occupied and held in a trust since June 2005.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	830 RIDGE RD, WESTMINSTER, MD 21157-6810
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Intrafamily Transfer, Transfer PREMIER TITLE COMPANY, PREMIER TITLE
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2005 · Amount on File
Deed Sale	Jun 27, 2005 · Amount on File
Prior Sale	Nov 15, 1996 · Amount on File
Deed Document Number	200545900
Deed Book / Page	4483 / 426
Transfer Doc	0040450503
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Jan 9, 2026
Property Address	830 RIDGE RD, WESTMINSTER, MD 21157-6810
Document Number	0116620091
Book / Page	11662 / 91
Instrument Date	Dec 19, 2025
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	830 RIDGE RD, WESTMINSTER, MD 21157-6810

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	830 RIDGE RD, WESTMINSTER, MD 21157-6810
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102720182
Date	May 17, 2021
Book Page	10272/182

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	GLEN BURNIE, MD 21060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 830 Ridge Rd was $4,244 with a homeowner's exemption, up 5% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,244.00 (+5.02%) Homeowner's exemption	$387,600 (+6.04%) Land $150,800 Building $236,800	$387,600 (-) Land $150,800 Building $236,800
2025	$4,041.00 Homeowner's exemption	$365,533	$387,600 Land $150,800 Building $236,800
2023	$3,631.00 Homeowner's exemption	$321,400 Land $150,800 Building $170,600	$321,400 Land $150,800 Building $170,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 830 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 830 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

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