940 Mutual Union Rd N, Cable, OH 43009 Property Records

Champaign County property record for 940 Mutual Union Rd N, Cable, OH 43009

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 2,064 sqft · built 1900
Lot Size	42.9 acres (1,868,724 sqft)
Owner	Individual Name on Record
Last Sale	$800,000 (May 2026)
Tax Bill	$4,780 (2025)
Deeds & Mortgages	May 2026 Sale & Line of Credit May 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`027938-1`

Property Details

APN / Parcel Number

Primary APN	`027938-1`
Alternative APN	`L43-12-00-52-00-004-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,064 sqft Living Area
1st Floor Area	1,032 sqft
Upper Floors Area	1,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Architectural Style	Traditional
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	1,868,724 sqft (42.9 acres)

Exterior Amenities

Porch	Slab
Porch Area	370 sqft
Balcony Area	180 sqft
Granary	4,294 sqft
Silo	6,463 sqft
Pole Barn	7,250 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	027938-1
Street Address	940 MUTUAL UNION RD N
City	CABLE
State	OH
Zip	43009-9607
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	RTS 00-00-00 __ 4182 SMITHNO TRANSFERS W/O SURVEY
Legal Subdivision	VIRGINIA MILITARY SURVEY #4182
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3005
Census Tract	11504

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6825 URBANA WOODSTOCK RD, CABLE, OH 43009-9630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Fiduciary Deed, Transfer · Line of Credit FARMERS MERCHANTS STATE BANK
May 26, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 26, 2026	Fiduciary Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	May 26, 2026 · Amount on Record
Deed Document Number	20262061
Deed Book / Page	606 / 978
Prior Transfer Date	Mar 20, 2008
Prior Transfer Doc	471/1487
Record Updated	Sep 20, 2026

May 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	May 26, 2026
Property Address	940 MUTUAL UNION RD N, CABLE, OH 43009-9607
Document Number	000606/965
Book / Page	606 / 965
Instrument Date	May 19, 2026
Instrument	20262059
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$343,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6825 URBANA WOODSTOCK RD, CABLE, OH 43009-9630

Mortgage

Document Number	0000002063,
Date	May 26, 2026
Instrument	20262063

Lender

Name	FARMERS MERCHANTS STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	May 26, 2026
Property Address	940 MUTUAL UNION RD N, CABLE, OH 43009-9607
Document Number	000606/978
Book / Page	606 / 978
Instrument Date	May 19, 2026
Instrument	20262061
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$323,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6825 URBANA WOODSTOCK RD, CABLE, OH 43009-9630

May 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	May 26, 2026
Property Address	940 MUTUAL UNION RD N, CABLE, OH 43009-9607
Document Number	0000002060
Book / Page	606 / 972
Instrument Date	May 19, 2026
Instrument	20262060
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$323,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	6825 CABLE RD, CABLE, OH 43009-9300

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Union Township
Unified School District	Triad Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,780.00 (-8.78%)	$271,500 (+42.64%) Land $165,400 Building $106,100	$775,730 (+42.64%) Land $472,580 Building $303,150
2024	$5,240.00 (+39.88%) Homeowner's exemption Senior Citizen's exemption	$190,340 (-) Land $123,250 Building $67,090
2023	$3,746.00 (-0.29%) Homeowner's exemption Senior Citizen's exemption	$190,340 (-) Land $123,250 Building $67,090	$543,820 (-) Land $352,140 Building $191,680
2022	$3,757.00 Homeowner's exemption Senior Citizen's exemption	$190,340 Land $123,250 Building $67,090	$543,820 Land $352,140 Building $191,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40

May also be available: AT&T, CT Communications Network, Verizon.

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